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How's this for an insurance quote?

Discussion in 'Model S' started by luvnMyTS, May 19, 2016.

  1. luvnMyTS

    luvnMyTS Member

    Joined:
    Jan 6, 2015
    Messages:
    237
    Location:
    Los Angeles, CA
    Searched online for an insurance quote for my Model S P90D. Infinity Insurance came up with the following quote......

    Pay up front
    $2369 per mo.
    $28430 total for 12 mos.

    Pay as you go
    $2330 per mo.
    Plus $2863 Down Payment

    lolololololololololololololololololololololololololololololololololololol
    rotflmaorotfllmorotflmaorotfllmorotflmaorotfllmorotflmaorotfllmo

    Searched online for an insurance quote for my Model S P90D. Infinity Insurance came up with the following quote......
     
    • Funny x 2
  2. robinsj

    robinsj Member

    Joined:
    Oct 23, 2015
    Messages:
    9
    Location:
    Washington, Ut
    That's quite a bit, considering my quote for 90d and a odyssey mini van was $482 every six months...... Were they serious with that quote?
     
  3. kwjayhawk

    kwjayhawk Member

    Joined:
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    Messages:
    79
    Location:
    Kansas City
    Is that like one of those weird price errors on Amazon where clearly an item is not supposed to be priced at 350x normal (and everyone knows it) but a computer algorithm priced it, or is that Infinitiy basically saying GO AWAY to Tesla coverage...
     
  4. luvnMyTS

    luvnMyTS Member

    Joined:
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    Messages:
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    Location:
    Los Angeles, CA
    I'm sure its the latter. A lot of insurance companies don't like the Tesla. They're paranoid of the cost to repair it. Maybe rightfully so being that it seems like even when a car is in a moderate accident, they are totaled out. Parts from Tesla are not cheap. I had my insurance in Los Angeles at $800 per 6 months, just got the renewal and they tried to bill me $2,840. They're looking into why, but said the "collision" portion of it when up from $300 to $2,300.
     
  5. CHG-ON

    CHG-ON Still in love after all these miles

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    Location:
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    Maybe that's why I've never heard of them before.
     
  6. kwjayhawk

    kwjayhawk Member

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    Dec 30, 2015
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    79
    Location:
    Kansas City
    I was quoted ~$1000 for a year and I carry an umbrella policy... And yes I know I don't live on a coast so that's probably a factor...
     
  7. tdjvfr

    tdjvfr Member

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    Location:
    NC
    $855 Year for '12 P85 State Farm.
     
  8. DougH

    DougH Active Member

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    EARTH
    I was just getting ready to order a P90DL and Nationwde said they would not insure it or a P90
     
  9. preilly44

    preilly44 Member

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    Nov 1, 2014
    Messages:
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    Location:
    Bethesda, MD, United States
    Time to find a new insurance company.
     
  10. cmorgan

    cmorgan Member

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    Apr 4, 2016
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    Location:
    Massachusetts, USA
    Liberty mutual quoted something like 1200 a year for a model s on my policy here in Massachusetts. That quote seems a bit much.
     
  11. BrandonR22

    BrandonR22 Member

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    Apr 3, 2016
    Messages:
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    Location:
    Plano, Texas
    I work for ONE of the company's listed here in the forum, i'm on the front lines working with policyholders too and 1200 is NOT a lot in Mass for a Tesla. Everything from the registry, to the RMV1 process and everything else is stupid expensive. Mass people should KNOW this.
     
  12. BrandonR22

    BrandonR22 Member

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    Location:
    Plano, Texas
    Also, In Mass.. When you are a 98 or a 99 with the regristy, that is when you will get the best rate. It Mass it is illegal for an insurance company to rate you based on age, credit report/ score, education, etc. So, we can only rate you off your driving experience / how long you've held your license IN Mass.
     
  13. cmorgan

    cmorgan Member

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    Location:
    Massachusetts, USA
    Ahh, my wording was poor.

    I was responding to the original poster, the one with the 25k a year or whatever quote, when I said that quote was too high.

    The quote I received for the model s was, imo, in line with auto insurance in the state. Now it may be that my quote is also high vs other states but that's why we can vote with our feet and move to other states.
     
  14. Old Wyseguy

    Old Wyseguy Member

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    May 29, 2016
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    Location:
    Alabama
    My insurance went up only $367. PER YEAR over my 09 Ford Flex
     
  15. kort677

    kort677 Active Member

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    1,857
    Location:
    florida.
    insurance is such a nuanced item that you cannot try and compare yourself to anyone else. how's your credit? what is your zip code rated? what is your driving history? where do you store your car? how far is your commute? what is your annual mileage history. those and many other factors go into the costs. maybe your quote is high, it's much more than I spend, did you get quotes from many different sources?
     

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