I’m not sure how you can upgrade without spending a penny out of pocket. You didn’t spend any money on tax on your previous car? You know a loophole to get a Model Y LR for under 50,000 right now? I think the clickbait and exaggeration is what bothered most people on here. People prefer to interact on a message board by reading posts, and you could have posted in a paragraph (like you did after the fact) with a summary of your situation.