Driving on a busy 8 lane divided highway yesterday, windows down, pano open, just a great day with my wife when I look over briefly and see lawn maintenance crews on working the roadside. It was as if time slowed down, I see the inevitable unfolding... WHAMMM!! A big rock flew across my hood and bounced off my windshield. I pull to the side to see how much damage. Windshield is fine but the hood, not so much. It was right in the crease and all the way through the paint/primer to the aluminum. I pulled back to where the crew was working to ask them about their insurance. One worker says "yea that sucks, we break windows all the time" the other "no way that was us". They go get the owner, he sides with the "no way" employee, tells me it will wet sand out. All I want is his insurance information as his truck boasts "licensed and insured" he won't budge. I call the sherif, it boils down to a he said - he said. So now I'm out my deductible, 20% of the rental bill, HAVE TO BUY GAS, and quite possibly (per my agent) a rate increase for filing a claim.