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Insurance UK
- Thread starter hagrid_LDN
- Start date
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- Ireland United Kingdom
moodel_tree
Member
I think not, as thats how you ordered it from the factory. Usually that question is reserved just for things like body modifications (spoilers, wide body, etc) or changes to the cars mechanicals (new turbo, lowered springs, etc.) that you or any other owner has done that would differ from the factory specification/condition of the car. It will increase your premium.
I think on MoneySupermarket they have a thing on there that explains what they class as a modification:
sparkymark75
Member
Always best to ask your insurer but the justification I read for it not being insurance approved was that the Tesla location only updates when the wheels are moving. So if someone sticks your car on a flatbed, it won’t update its position.
Thanks for the reply. Yeah I did actually see MoneySupermarket's and thought the same as you. Then I read GoCompare's and it said "manufacturer's standard specification", not original.
Which made me think I needed to list them
.
moodel_tree
Member
For a policy that seems reasonable, but for excess, thats just insane. Didn't think insturance companies would let you go so high?! I was always capped at £500.
Have you tried all the comparison sites? GoCompare and Compare The Market were about £100 more than my final quote with Confused.com (which was about £850). Excess I think was £750.
Yep tried both. Its basically adding 750 compulsory excess to my voluntary 250/300
moodel_tree
Member
I have a quick question, or two...
1. So, I have a quote saved on DL. I have a reg for my car, but Tesla won't be registering the car until collection day. Do I have to ring DL in order to buy the quote and give them the reg over the phone? Their website won't accept a manual reg entry, even though the page responds as if it will. But once the quote is generated, it won't let you proceed as the car details cannot yet be verified with the DVLA - duh!
2. If I don't ring above and instead wait for the day of collection to buy the insurance, on their website it says that the quote could become invalid because the model that the reg is assigned to could change. Given that DL have two identical buttons (see image below) for a Tesla Model 3 LR on their system, could this bite me in the arse? As I would then be left having to get a new quote on the day of collection, in which I'm sure they'll jack up the rates.
My quote(s) are valid until the 5th of October at the moment, with the cheapest generated today - which is suprising as its not in the 'golden' window at all.
I'm quite happy that I've got the quote down to just £2,500
having taken out a contents insurance policy this morning, as DL were also the cheapest there too, it knocked around £300 off the car quote.
1. So, I have a quote saved on DL. I have a reg for my car, but Tesla won't be registering the car until collection day. Do I have to ring DL in order to buy the quote and give them the reg over the phone? Their website won't accept a manual reg entry, even though the page responds as if it will. But once the quote is generated, it won't let you proceed as the car details cannot yet be verified with the DVLA - duh!
2. If I don't ring above and instead wait for the day of collection to buy the insurance, on their website it says that the quote could become invalid because the model that the reg is assigned to could change. Given that DL have two identical buttons (see image below) for a Tesla Model 3 LR on their system, could this bite me in the arse? As I would then be left having to get a new quote on the day of collection, in which I'm sure they'll jack up the rates.
My quote(s) are valid until the 5th of October at the moment, with the cheapest generated today - which is suprising as its not in the 'golden' window at all.
I'm quite happy that I've got the quote down to just £2,500
having taken out a contents insurance policy this morning, as DL were also the cheapest there too, it knocked around £300 off the car quote.Phone them, use the reference number from the web page to buy the insurance with the reg you already know. If you tell them it won't be registered until that day they'll be fine with it. The person on the phone will sort out any other issues. Then you're good to go on the day.
If you are really unlucky and reject the car or the reg number gets changed then you'll have to ring up and make an alteration - there may be a small charge for this - probably around 0.04% the cost of the car but maybe free as you haven't actually used the policy.
Ouch, I assume you're very young, live in a war zone and haven't been able to build up a decent no claims.I'm quite happy that I've got the quote down to just £2,500
Compare the meerkat found me the best price less than 1/3rd what DL quoted.
moodel_tree
Member
Thanks for the info, will have to give them a bell next week then! Was hoping to avoid that hahah
London I think. I have 8 years NCD, no claims or points. West London, late 20‘s. DL were the cheapest by far unfortunately, only Churchill were similar but they are one of the same really. Golf R was the same price when I had it, so I’m getting more car for the money. Only been down here a year and a bit, I’m a born and bred northerner and used to pay at max £400 on the R. It’s nutty.
Literally must be because you are in London.
I am in late 20s, have the exact same 8 years NCD, no claims or points.
Live in Nottingham. My quotes have been coming out at around £700-£800. I ended up going with Admiral.
I’m in London. Similar ncd etc but mid 40s, house, wife, kids etc. c£750. Guess they think you’re too young to be trusted unfortunately
Has anyone used Bell insurance? (part of the admiral group) the cheapest quote I had for a model 3 LR was £559 which seems reasonable.
I think we would have to have a black box fitted, which if it makes it cheaper I'm happy as I'd say I'm a fairly sensible driver.
Next quote is with Churchill £627 so for the sake of £68 I guess it might be worth sticking with a known company especially if I can phone them up to try and get a %5 reduction if I tell them the car has autopilot if that discount still works?
"Black box insurance
A car insurance policy based on your driving style, also known as telematics. A device is typically fitted in your car and the way you drive is reported back to your insurer, with safer driving rewarded with reduced premiums."
I think we would have to have a black box fitted, which if it makes it cheaper I'm happy as I'd say I'm a fairly sensible driver.
Next quote is with Churchill £627 so for the sake of £68 I guess it might be worth sticking with a known company especially if I can phone them up to try and get a %5 reduction if I tell them the car has autopilot if that discount still works?
"Black box insurance
A car insurance policy based on your driving style, also known as telematics. A device is typically fitted in your car and the way you drive is reported back to your insurer, with safer driving rewarded with reduced premiums."
Pink Duck
Active Member
I used Bell telematics in first year, see my detailed review at Pink Duck gave Bell 3 stars. Check out the full review... and other people's reactions to prepare yourself if risking it with them.
Katic1972
Member
Just checked with Peugeot Insurance for a new M3LR for myself and the mrs. 56/57, both no points and >9 years NCD total quote £210. I increased the cover to allow no excess, additional insurance and NCD protect took it to c£310. Seems a no brainer.
