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Insurance UK
- Thread starter hagrid_LDN
- Start date
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- Tags
- Ireland United Kingdom
Ok thanks
Anyone getting an LV policy will likely find it on there listed separately by assumption though.
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I only contacted by phone and nothing specific about a special tariff was mentioned, but the make and model was properly available this time.
Perhaps I need to spend some time over the next week or so messing about with online quotes.
I've just had confirmation back from Tesla Everything under my name. Sorted
Everything under my name. Sorted 
Nope it's PCP, Tesla confirmed that for insurance everything should be under my name, not Black Horse.
I've just spoken to my current insurer, Esure, and the chat rep informed me they have no plans to cover Model3 so far due to the cost of repairs/replacement. The won't charge a policy cancellation fee however, on the basis that they can no longer cover me.
I asked about NCD given that I'll be 9 months into the current term and as expected they won't bump it to the next year. That said, I checked the insurance schedule and average dicount for years 5+ only increases by 1% per year from 71% at 5 years up to 75% at 8 years.
On the bright side, I was playing on LV and saying I'd had the car since January this year reduced the quote by a substantial amount plus so hopefully next year will see it drop further.
I asked about NCD given that I'll be 9 months into the current term and as expected they won't bump it to the next year. That said, I checked the insurance schedule and average dicount for years 5+ only increases by 1% per year from 71% at 5 years up to 75% at 8 years.
On the bright side, I was playing on LV and saying I'd had the car since January this year reduced the quote by a substantial amount plus so hopefully next year will see it drop further.
They do get the speeding ticket notifications. This is why they then charge an admin fee to process any fines you get.
At least that’s how it’s worked for me.
Had a look around the net in regards to PCP and who the owner and registered keeper is. Must places seemed to point me to the following link:
PCP car finance and insurance | Parkers
Would appear that on a PCP agreement, the finance company are the legal owners and you are the registered keeper.
PCP car finance and insurance | Parkers
Would appear that on a PCP agreement, the finance company are the legal owners and you are the registered keeper.
The Black Horse terms and conditions also state that they own the car until the end, but LV said "Ask Tesla" and Tesla said me, so as far as I'm concerned "To the best of my knowledge, all details provided are correct."
Looks like Churchill are quoting for the sr+ and lr now, privilege have also joined on compare the market.
I decided to move to LV. They are the best value for my M3 and my other car. I don't know how it works but it seems like I get the benefit of my NCD on both cars. It is all now set up with a reference and I call them when I have the M3 rego and wish to make the switch. No dramas. Excellent service.
Just phoned Hastings direct and they were able to transfer me from my current car to the Model 3. They had all 3 models on their list. Only have a month left on the policy so will shop around in September.
Rooster6655
Active Member
Online quote doesn't work for anyone that was thinking about it, makes you put all the details in and then comes up with an error, perhaps a phone quote will work
Rang up LV for a quote and it came in at £1400.. and I thought it was just tesla taking the piss with deliveries
