Thats the thing, though. For anyone who is buying a brand new tesla, this is a decision of "do I WANT to spend?" not "can I afford to spend"? Different questions, at least to me they are. Same outcome though, for some its worth it, for some its not, just like I am a person who buys prime meats either at costco or a butcher (my example above), where some of my co workers cant understand why I would spend extra for that.
Everyone has something they are willing to spend a bit extra for, its just "what that is" is different for different people.