@LTEVOwner Thank you very much for your very useful postings about TechCU. When I did MX financing last year, Chase offered the 0.99% / 72-month special rate with 105% financing and no docs required, so I accepted that in lieu of paying cash. With Model 3, I transferred to my mother due to her needing an urgent car replacement, and she did the financing. Chase offered same as you saw, but because of your posts we asked Tesla to go to TechCU and we settled on 2.49% / 72-months for best cash flow flexibility. On top of that there is a conveniently located TechCU branch down the mountain from us for her to use. Thanks a lot for helping out my mother and her new Model 3!