Model 3 insurance in Canada

[GregoryK]

I have a 2021 Model 3 SR+. Thinking of buying the Highland LR.
I'm insured with "The Personal" in Toronto. I have various discounts and pay around $1500/ year for my present car.
I called the The company yesterday and was quoted these prices for the 2024
RWD - $1500
LR - $2,800
Performance - $2,700

These numbers just don't seem right so I asked that they speak to a "Supervisor" for more clarity. How can the P be cheaper than the LR? How can the LR be almost twice the price of the RWD?
Anyone have any thoughts?

 

[cdswm3]

I would shop around. We have a model 3 and an EV6. $2400/year total for both cars. In SW Ontario. (5M liability, $500 deductible, loss of use).

 

[Tony_YYZ]

I have a 2021 Model 3 SR+. Thinking of buying the Highland LR.
I'm insured with "The Personal" in Toronto. I have various discounts and pay around $1500/ year for my present car.
I called the The company yesterday and was quoted these prices for the 2024
RWD - $1500
LR - $2,800
Performance - $2,700

These numbers just don't seem right so I asked that they speak to a "Supervisor" for more clarity. How can the P be cheaper than the LR? How can the LR be almost twice the price of the RWD?
Anyone have any thoughts?

There’s less P trims on the road so the number of incidents they get into is lower than the LR. They are not far off from each other in purchase price vs the RWD which is considerably less.

 

[GregoryK]

There’s less P trims on the road so the number of incidents they get into is lower than the LR. They are not far off from each other in purchase price vs the RWD which is considerably less.

That's for the reply. The purchase price in Canada is around $10k per variant. Sr = $50k lr = $60k p = $70. You are likely right. The most common variant is likely the LR.

 

[Tony_YYZ]

That's for the reply. The purchase price in Canada is around $10k per variant. Sr = $50k lr = $60k p = $70. You are likely right. The most common variant is likely the LR.

Oh, well I stand corrected. I didn’t realize the LR price came down to $60k.

The LR was also quoted higher for me when I was asking for quotes prior to buying my Performance.

 

[Braumin]

literally just renewed my M3P plates. $1506 included my $150 EV tax...

 

[GregoryK]

Who are you with?