Model 3 - LR AWD Waiting Room

[Prime1000]

M3 LR / Red / White interior - no FSD
OD 3/29
original EDD 6/10-7/15
just updated EDD 8/24 - 10/05. Arghhhhhhhh

I hope it comes earlier as my wife and I are sharing one car at the moment.

Did you check this morning and again now? This will help us determine when the app updates. So far we know 8am EST and 4pm EST.

 

[Drew_in_Tx]

First update in 2 months, May 17-31

Solllllid! Smaller window is progress in the right direction; something everyone on here wants and needs to see

 

[Not That M3]

A lot of speculation but I believe tomorrow. I texted my SA to ask him if he thought I was within 45 days of receiving the car but haven’t heard back yet.

We have similar order dates and EDDs (my EDD is even later than yours). I'll probably apply to DCU now. Like you, I can afford to take an additional inquiry. For .5 a point, I'll take the inquiry hit over that TBH for that rate over the term of the loan.

 

[Mohammadm]

I have just applied for a loan (DCU).
1.99% and it is valid for 45 days.
I have 45 days from now to have my car!
Elon! Please do something about it.

 

[phishphan]

I was under the assumption that anybody could join DCU. That doesn’t appear to be the case upon looking closer in their website.

 

[Spivas]

I was under the assumption that anybody could join DCU. That doesn’t appear to be the case upon looking closer in their website.

80,000,000 businesses associated with DCU and my company (biggest media company on the planet) is not on there. Sheesh!

 

[Not That M3]

I was under the assumption that anybody could join DCU. That doesn’t appear to be the case upon looking closer in their website.

Anyone can join. Member Eligibility | DCU (scroll all the way down, there's a $10 membership option to join).

 

[SkunkApe]

I have just applied for a loan (DCU).
1.99% and it is valid for 45 days.
I have 45 days from now to have my car!
Elon! Please do something about it.

for those of you that joined DCU, during the membership application, did you just choose the "primary savings" or do you have to choose the "free checking"? Or does it not matter?

 

[Robert1970]

A lot of speculation but I believe tomorrow. I texted my SA to ask him if he thought I was within 45 days of receiving the car but haven’t heard back yet.

GOOD LUCK

 

[Not That M3]

I have just applied for a loan (DCU).
1.99% and it is valid for 45 days.
I have 45 days from now to have my car!
Elon! Please do something about it.

I was JUST instant approved but there must be a delay in their system. I haven't received an email on what rate I was approved for and I don't see any loans in loan status either. Was there some delay when you first applied to finding the rate?

 

[Not That M3]

for those of you that joined DCU, during the membership application, did you just choose the "primary savings" or do you have to choose the "free checking"? Or does it not matter?

You don't have to choose free checking but if you plan on doing ACH transfers, Savings Accounts are subject to only 5 withdrawals a month. Both do not have monthly fees.

 

[Spivas]

Anyone can join. Member Eligibility | DCU (scroll all the way down, there's a $10 membership option to join).

I'm in the "Almost anyone" catagory. Unless my ADD is kicking in and I don't see what you're talking about.

 

[imakeplasma]

80,000,000 businesses associated with DCU and my company (biggest media company on the planet) is not on there. Sheesh!

I ran into the same issue, ended up using my old federal credit union, which was 0.25% higher than the DCU rate :/

 

[Mohammadm]

for those of you that joined DCU, during the membership application, did you just choose the "primary savings" or do you have to choose the "free checking"? Or does it not matter?

I don't have checking with them.
Just primary saving.

 

[Mohammadm]

I was JUST instant approved but there must be a delay in their system. I haven't received an email on what rate I was approved for and I don't see any loans in loan status either. Was there some delay when you first applied to finding the rate?

I got an email from them but it doesn't show anything on the app since I need to upload the Sales Agreement within 45 days.

 

[Not That M3]

I'm in the "Almost anyone" catagory. Unless my ADD is kicking in and I don't see what you're talking about.

If you are a member of one of these participating organizations or if you join one, you are automatically eligible to join DCU. Once you join DCU, you can remain a member for life. Each of these organizations is open to everyone.

• Reach Out for Schools – A non-profit membership organization that raises money to fund classrooms and programs that benefit students. Most of the funds that we raise are used to adopt classrooms through Adopt-a-Classroom and to fund projects through Donors Choose. These programs allow teachers to purchase classroom resources with donated funds. You may join this organization when you open your DCU membership.
  Memberships start at $10

There should be another option, but I can't replicate it because it makes me scan in the driver's license to join. Have you expanded all fields or have you tried another browser?

 

[SkunkApe]

You don't have to choose free checking but if you plan on doing ACH transfers, Savings Accounts are subject to only 5 withdrawals a month. Both do not have monthly fees.

I don't have checking with them.
Just primary saving.

Thanks all!

With the potential talks of rates increasing, I'm going to just apply now to lock the current rate in. Worst case, I don't get the car within 45 days and i'll re-apply.. I can take the hit

 

[Not That M3]

I got an email from them but it doesn't show anything on the app since I need to upload the Sales Agreement within 45 days.

I see. I haven't received that email yet (not in spam\deleted either). I uploaded my order agreement but I'm pretty sure they will ask me for the Sales Agreement within 45 days.

 

[Not That M3]

Thanks all!

With the potential talks of rates increasing, I'm going to just apply now to lock the current rate in. Worst case, I don't get the car within 45 days and i'll re-apply.. I can take the hit

Another credit note, DCU uses Equifax as their credit bureau. Some banks pull all three credit bureaus, some use only one. If you apply for a mortgage, they typically pull all 3 and take your middle score. Most credit cards pull Experian or Transunion, and seldom Equifax. Sometimes they pull a combo or 2 or 3. Long story short, if you have pretty good credit, it's a really low hit. Of course, YMMV, it is your responsibility to understand your credit. I'll gladly help though.

 

[wblwrites]

I received a VIN! My final EDD is (hopefully) May 17-23. I asked my SA if she had a firmer idea of when I would actually pick up, and she replied "probably on or after the 20th."