Good to know! Thanks for this info. I do have excellent credit so the hit doesn’t worry me too much.Another credit note, DCU uses Equifax as their credit bureau. Some banks pull all three credit bureaus, some use only one. If you apply for a mortgage, they typically pull all 3 and take your middle score. Most credit cards pull Experian or Transunion, and seldom Equifax. Sometimes they pull a combo or 2 or 3. Long story short, if you have pretty good credit, it's a really low hit. Of course, YMMV, it is your responsibility to understand your credit. I'll gladly help though.