Spend a lot of time insurance shopping yesterday and ended up disappointed. I was hoping to keep my home and auto insurance together, but since I have an unusual house, and soon an unusual car (or at least not yet mass-market) it doesn't look like it's going to be possible. (Notes below apply to Texas, insurers have very different pricing and approaches for different states)
* Allstate- Been with them for years and been very happy, but they didn't have the Model S in their system and wanted $2000 more a year to cover it than most competitors.
* Geico - Had the Model S in the system and the best price to date on the Model S and other cars, but they don't work with an underwriter who will work touch my house.
* State Farm - Just increased Texas home insurance rates by 20%. They did have the MS in their system, but at a higher rate than Geico.
* Farmers - Had the MS in their system, but at a rate 3 times what Geico offered.
* Progressive - Had the MS in their system and the pricing is close to Geico, but not quite as good. They would insure the house, but jacked the deductible for hail damage up so high the insurance was practically useless except for a fire.
At this point I gave up and went to an independent insurance agent. Hopefully they can find some better options otherwise. I'll let you know next week. If they can't find anything better, I'll probably move my auto insurance to Geico and leave my homeowners with Allstate. Hopefully by the time I renew Allstate next year will have their act together when it comes to Tesla.