Blastphemy
Member
The lease I was offered by Tesla has very non-competitive rates: 0.00170 money factor (approx. 4.1% APR) and about a 56% residual for a 15k miles/yr 36-month lease.
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From my perspective you save the hassle of sending in the pink slip when paid to put it in your name and possibly naming them as loss payee on your insurance. Not a hassle to me that would be worth paying an additional 25 basis points.Can you elaborate on what the hassle of a secured loan is? I guess I mean what is the benefit of not having a lien holder?
So is lease a much more expensive option since it has a higher interest rate? I'm afraid to keep the car after warranty expire and I'm also afraid technology will advance like autopilot 2.0 with new additional hardwares or 100kwh battery in couple years that makes the car depreciate a lot .... Hmmm ...
So is lease a much more expensive option since it has a higher interest rate? I'm afraid to keep the car after warranty expire and I'm also afraid technology will advance like autopilot 2.0 with new additional hardwares or 100kwh battery in couple years that makes the car depreciate a lot .... Hmmm ...
Suncoast Federal Credit Union 1.75% for 72 months with an additional .25% discount for energy efficient vehicles. Approved loan within 48 hours. Vehicle Loans - Financing for New & Used Vehicles | Suncoast CU
By far the best rate I've seen, lately.
Yes, I live in South Florida.Were you able to secure membership to this CU without being a local? Would like to know the right information to provide, but I don't live in FL anymore and never went to a FL college.
From my perspective you save the hassle of sending in the pink slip when paid to put it in your name and possibly naming them as loss payee on your insurance. Not a hassle to me that would be worth paying an additional 25 basis points.
I just got 1.18% from Energy Federal Credit Union. It's basically 1.93% - 0.75% EV discount. They could finance up to 60months, $69,999 for this rate. It's like free money. They do require a membership application to be mailed in. Once they received it, you just apply over the phone the same day. Once approved, you have to mail in a notarized power of attorney form. I just fedEX next day air to them. And my DS gave them a FedEX next day air label to send the payment. The whole process only takes three business days if you fedEX everything. A bit more work but worth the saving against the lowest rate Tesla offered me which is 2.35%. And they do a lot of loans on Tesla everyday. I worked with Tony Cesca and he is awesome! Direct Line: 301-670-1306 Email: [email protected]
Once approved, you have to mail in a notarized power of attorney form. I just fedEX next day air to them.