Sorry to hear of your accident. I hope you get better soon.
In New Zealand we have an amazing system called Accident Compensation Corporation. This has been in place since 1972 and works very simply. Everyone pays a tiny amount of tax to the government and they run the ACC system. It is a no blame system so you cannot sue anyone for an accident. Because as we know everyone has accidents and most are exactly that - just an accident.
"No fault", or ACC, is fine until you're severely injured through the negligence of another, and through no fault of your own, only to find out that you do not get nearly as much in NZ as you do in Canada, and you have to live your life as paraplegic, or worse a quadriplegic. No amount of money can make up for that but the amount you get in NZ is insulting compared to Canada.
However in return, all health costs are completely covered for FREE. For everyone, no matter whether rich or poor. Tax Payer or not. Works perfectly and Healthcare is therefore not really an issue here.
You're mixing apples and oranges. We also have government run health care in Canada, much the same as you have in NZ, but it has no relation to your "no fault" accident scheme. More importantly, it's not "FREE" in NZ or in Canada. We pay for it the same way you do. It's called taxes. However, in Canada when someone is injured through the negligence of another, the tortfeasor's insurance company has to pay the costs incurred by the government for health care services, and not the taxpayer. In BC, we call that legislation the
Health Care Costs Recovery Act. I prefer that to having my taxes pay for it. Do you know it's the Insurance Institutes that often test vehicle safety, make recommendations for safer products, etc.? No need for that with the NZ system. Insurers are off the hook.
I love NZ. My wife is from there, we met in Greece nearly 30 years ago and she moved to Canada to be with me but we've spent many holidays there. It's never lost on me when visiting how so many things in NZ are just accidents waiting to happen because no one can sue. What got me the most was how narrow the sidewalks are on busy roads, like in Orewa where my brother-in-law had an apartment on the beach. I remember when my kids were small herding them away from the road side of the sidewalk as cars zoomed by within a few feet. On busy roads like that in Canada we have an extra space beside the sidewalk that acts as a buffer zone. I shook my head at how that narrow sidewalk was allowed (you can't sue the City, shame), as we went to the playground that had dangerous tires on steel posts that swung around while little kinds with soft skulls played nearby. And the list goes on and on.
I'll take the lawsuits any day. There's a lot to be said for accountability and responsibility.