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...I thought the Model 3's competition for us was an Accord or Civic (which had me feeling pretty good), but apparently we're now cross-shopping a likely $500-monthly payment for the base 3 with leasing heated leather seat SUVs that take premium gas... she wants to look at a Q5 next weekend
After paying the $3,500 required initial payment ($1k reservation fee, $2,500 order payment), we'll be financing the rest of the cost, including the $1k destination fee. So $32,500 financed, and I'm hoping that the rate will be anywhere from 2.80%-3% for a 72-month loan (hopefully not much more!). So probably around $500/month at first, then use the $7,500 tax credit to self-subsidize the remaining payments.Yikes, why is the monthly for the T3 likely to be so much more than comparable 35k-ish cars?
Tesla needs to be less aggressive right now with ~500K back orders. You can see on this Forum how antsy people are getting because their cars are being delayed even a month or two! Maybe when the tax credit allotment has been reached and the back orders have been substantially reduced and when there is some real competition in a couple of years, they might offer a 'less than aggressive' lease plan.I think this will be a great for the company if they offer aggressive leases on these, any word?
Why not just finance the model 3, say for 72 months, should be about the same as lease payments? As soon as the model Y is introduced in a couple of years, I speculate that you would get a priority reservation since you already own the 3. Then just trade in your 3 to Tesla when your Y is available. In the meantime, you should have more than enough room in the back seat of the 3 for two car seats and the trunk is truly cavernous for strollers, etc.really wish there was a lease option since we seem to go through cars every 3-4 years. In our case, we have a toddler and another baby on the way, so our next vehicle will either need to accommodate our family for a while, or be swapped out in a few years for something else.
"Other auto manufacturers" new car sales are hurting so they need to subsidize their vehicles. Tesla sales are booming, no need to subsidize.Other auto manufacturers subsidize vehicle leases and financing. Not Tesla for the 3.
After paying the $3,500 required initial payment ...
Why not just finance the model 3, say for 72 months, should be about the same as lease payments? As soon as the model Y is introduced in a couple of years, I speculate that you would get a priority reservation since you already own the 3. Then just trade in your 3 to Tesla when your Y is available. In the meantime, you should have more than enough room in the back seat of the 3 for two car seats and the trunk is truly cavernous for strollers, etc.
I think you can do much better than 2.75%. Have you received a quote from Penfed?but all personal calculations and online calculators I use for a base 3 show that a 72-month loan at anywhere from 2.75-3% yields around $500/month payments (nothing down beyond the $3,500 initial payment, so not even sure if a 72 month loan would be an option).
Hmmmmmmm, we have been members of Geico for decades. I just went online for a quote on the model 3. It came out to $444 for 6 months (full everything coverage, semi-rural SoCal, 12K miles per year, not financed, no infractions, two car discount). That's less than half of your quote. I guess loyalty pays.our cheapest insurance quote for the 3 has been from Geico, our current company, at around $940/6 months
I think you can do much better than 2.75%. Have you received a quote from Penfed?
Hmmmmmmm, we have been members of Geico for decades. I just went online for a quote on the model 3. It came out to $444 for 6 months (full everything coverage, semi-rural SoCal, 12K miles per year, not financed, no infractions, two car discount). That's less than half of your quote. I guess loyalty pays.
However, my wife made a hard push for leasing an Acura RDX last weekend for $300/month that I torpedoed at the last minute over ethical concerns of driving a V6 given what we know about climate change today. 95% of our driving is city driving, and the test drive vehicle showed the RDX was getting 12.3 mpg (dealer is in an urban location).
I thought the Model 3's competition for us was an Accord or Civic (which had me feeling pretty good), but apparently we're now cross-shopping a likely $500-monthly payment for the base 3 with leasing heated leather seat SUVs that take premium gas... she wants to look at a Q5 next weekend
I think you can do much better than 2.75%. Have you received a quote from Penfed?
Hmmmmmmm, we have been members of Geico for decades. I just went online for a quote on the model 3. It came out to $444 for 6 months (full everything coverage, semi-rural SoCal, 12K miles per year, not financed, no infractions, two car discount). That's less than half of your quote. I guess loyalty pays.
Thomas, whyfore dust thou doubt me?That's stunningly low. Comparing insurance quotes is generally pointless because insurance companies seemly pick numbers based on the last time they heard someone fart and then work some sort of occult formula from there, but what deductible and coverage levels is that based on? I tend to carry very high liability limits because of the amount of high-end cars in my area and I'd hate to have to kill myself because I made a mistake and totaled someone's Lamborghini while only carrying $50k in liability coverage.