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November 2016 lending / current loan rates and best deals you have found.
- Thread starter JimmyMcNulty
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- Model S
Model S M.D.
Ludicrous Radiologist
Fyi, Alliant extra discount requires bank account, not paycheck direct deposit.
Thanks, so there is still hope! If waiting a few days and a 15mins hold can give me a 0.5% lower rate, seems worth it....
Got a call from DCU today that I was approved for 65 months @ 1.99%. Reminded them it was a Tesla and they dropped it to 1.74% and then I enquired about the 1.49% posted online and they said that only applies if I direct-deposit 100% of my paycheck just like with @spiderbro. I declined and am sticking with Alliant 72 months @1.99%. DCU seemed slow and not as responsive anyway.
StoXto3toY
Member
Not yet but that's my plan. In Colorado we get a $6000 tax credit in addition to the $7500 tax credit so I'll probably refinance in about six months and cut my payments by another $250 or so a month.
martinicus
Member
can confirm that Tech CU is offering 1.49% for 60 month loan, but they do not finance taxes and fees. Alliant is offering 1.99% for loans up to 72 months and will finance up to 105%.
George Jetson
Member
TCU still hasn't opened my savings account after 5 days. Weird that they were so prompt offering the loan, but so slow to actually start taking any real action. I may pursue US Bank as a back up, but I don't want to have a bunch of crappy little bank accounts hither and yon that I'll then have to go back and close out.
George Jetson
Member
Did you happen to ask about 60 mos.? The tiers seems to be breaking down as 1.49% for 60-66 mos. and 1.74% at 72 mos.
krazineurons
krazineurons
Tesla uses various lenders. I applied on Tesla's site and got an offer that would be funded by US Bank.
krazineurons
krazineurons
Do you mind sharing details of your financing? how much down, what interest and how many months?
The first email I got back from Tesla requested I pay 10% down and it would be 1.74% for 72 months and would be funded by US Bank. I told them that I wanted to make a larger down payment and they said it wouldn't be a problem.
George Jetson
Member
Got a call from my loan advisor at Tech CU today and they had dropped the ball setting up my savings account. She took over both the loan and set up my account. I'm officially a member, woohoo! Now all I need is to send the final MVA a few days before delivery and I'm all set. I have never received an email from Tesla or my DS indicating a change in my status. I just happened to check the "My Tesla" link and noticed they issued the VIN a few days ago.
krazineurons
krazineurons
I am a US Bank customer and i just reached out to them outside tesla financing link, they are offering me full loan ($120k) for term of 60 months but at an interest rate of 2.35%. I have excellent credit (790+) am wondering if going via tesla financing would get me a better deal.
Yinn
Active Member
Bankrate.com is showing the rates have been pretty static for auto loans the past couple of weeks (vs mortgages jumping .5%) in the last month.
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