Like you, I also drive 100 miles daily (95% freeway). I plan on keeping the MS for at least 8 years, and hopefully longer, so went with the Xpel in hopes of keeping the car looking good for years to come. 23,000 miles into the journey, I am very happy with the product. It has saved me from one door ding and one shredded tire (both left stubborn marks on the film which I was able to buff out with zero damage to the underneath paint). No discoloration that I can see, 14 months in.
One other big benefit: I had Opticoat applied over the Xpel and it makes car care ridiculously easy and worry free. You can go to town on the Xpel with a microfiber towel and not worry about swirls or scratches when scrubbing.
My entire car is wrapped but one could argue to have just the front end done. Wrapping the doors gives you some protection against dings though. There may also be some very slight color difference in a wrapped panel vs one that is not wrapped, particularly in bright sunlight.
With regard to the front end, I have picked up a handful of tiny scuffs and pits in the Xpel. Some are on the frunk lid (or hood, if you prefer) but most are on the bumper. None of the scuffs and pits have made it into the paint, but you can see and feel them when looking closely, and some are discolored as well. The question then becomes, when do you care enough about the appearance to pay for a replacement layer of Xpel? It has done its job well but it will look beat up eventually. I will probably have mine replaced around the 2 year mark, but not yet sure.
Hope that helps.