Apologies - probably getting nagged by the misses - can't multitask
Option 3 here
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RMprep has solved several issues that other previous format by other methods has failed to fix. Its also worth doing a media test especially if using media from an unofficial source - plenty of fake media out there where items are mis-sold media that is not of the expected size. Speed test also useful but as previously mentioned, its the nature of the beast that this type of memory may slow as things get used more - to the point that when Tesla introduced a 'media too slow' check it caused many people to suddenly start to see issues. But by looks of it, speed of media is not an issue.
Another thing I would try is a different port on the car. Certainly for the USB A sockets that Tesla use I found a repeatable electro-mechanical ussue between (different selection of) plug and Tesla USB socket. I solved that by ensuring that the plug was less likely to move in the socket by taking any strain off of the plug/socket but now I use a solidly third party fixed hub arrangement - older car so won't suit newer models.