These type of threads almost always end up exactly like this (and usually with the OP of said thread chased off, like it appears this one has been). I believe the OP has enough information to try to move forward, so suggest everyone else just let this thread die out instead of going back and forth on debt vs income, etc.
Im not saying this as a moderator (thus no moderator tag), just suggesting that at this point, the prevailing opinions that always come out in these type threads have already been given, and the OP has already been chased off, so its probably best to just let it go.
Im not saying this as a moderator (thus no moderator tag), just suggesting that at this point, the prevailing opinions that always come out in these type threads have already been given, and the OP has already been chased off, so its probably best to just let it go.