OK it's a slight porky, on the fuel bit. I work over at Canary Wharf, but since lockdown almost permanently working from home. I do have a motorbike which I'm thinking of selling that used to be my main transport in to the wharf, it's a masterpiece at traffic evasion. Dartford tunnel / Blackwall tunnel every day... ugggh... so if anyone here wants the last of the Kawasaki Ninja ZX6R 636s give me a shout lol (it's black!, and is a missile).
Anyway.. With working from home the normal now, I'm sitting here with my 5 screens, and one dedicated to TMC, i'm spending NOTHING on travel. I know it's a contradiction to my earlier post, but before lockdown it was pretty much £50 a day to work at the wharf, including food, fuel, parking, double that if we hit a bar that evening which was pretty regular. I just consider that part of the outgoing which I no longer have. I still eat etc, so £50 a week is fair.
The savings working from home go much further. and over the last two years I have saved more than ever in my 25 years of working full time. This has allowed me to stump up the 15k downer. That's the mental hurdle over. Now I had to work out the £500 pm, which is where the man-maths came in. Clearing debts and mitigation all ok. The contentious fuel bit was more of an ICE mentality. I did see my brother up in Manchester not too long ago, and that was the best part of £100 return journey in fuel. The Fuel bit is a definitely a consideration for most people switching to an EV.
Now if only I can get the Mrs BACK TO WORK. Once she starts to pay her way again, and not live off my Tesla fund, we'll actually be NET positive per month after payments to Tesla.
Mitigated the balloon after 3 / 4 years. May trade in may keep... No idea yet. Got some chunky investment portfolios that should outright a new car or pay off this one.. which ever it is.
We'll see.
I think my point is that where there's a will, there's a way. Easy to focus on caution, but, you lose sight on the positives and the NET gains in all this, and it doesn't all have to be money related.
Anyway.. With working from home the normal now, I'm sitting here with my 5 screens, and one dedicated to TMC, i'm spending NOTHING on travel. I know it's a contradiction to my earlier post, but before lockdown it was pretty much £50 a day to work at the wharf, including food, fuel, parking, double that if we hit a bar that evening which was pretty regular. I just consider that part of the outgoing which I no longer have. I still eat etc, so £50 a week is fair.
The savings working from home go much further. and over the last two years I have saved more than ever in my 25 years of working full time. This has allowed me to stump up the 15k downer. That's the mental hurdle over. Now I had to work out the £500 pm, which is where the man-maths came in. Clearing debts and mitigation all ok. The contentious fuel bit was more of an ICE mentality. I did see my brother up in Manchester not too long ago, and that was the best part of £100 return journey in fuel. The Fuel bit is a definitely a consideration for most people switching to an EV.
Now if only I can get the Mrs BACK TO WORK. Once she starts to pay her way again, and not live off my Tesla fund, we'll actually be NET positive per month after payments to Tesla.
Mitigated the balloon after 3 / 4 years. May trade in may keep... No idea yet. Got some chunky investment portfolios that should outright a new car or pay off this one.. which ever it is.
We'll see.
I think my point is that where there's a will, there's a way. Easy to focus on caution, but, you lose sight on the positives and the NET gains in all this, and it doesn't all have to be money related.