I hope others have better luck with finding a low rate in the SoCal area. I've looked at Pasadena FCU and opened an account to discover that I can't read because the rate of 2.74 is AFTER you have a checking account(with auto pay) and a credit card application. Without doing that they just send you a PDF of the amount they loan you, ie(You're approved for $35,000). No term or rate indicating anything.
Also applied with BoA and got 3.54% and that was easily approved. I'll fall to this rate if I can't find anywhere else.
How are everyone doing the lightstream rate beat approval especially when having them beat PFCU? Do you call them up and tell them to beat the PFCU website rate? or do you have to present the final loan amount that PFCU send you?
Also applied with BoA and got 3.54% and that was easily approved. I'll fall to this rate if I can't find anywhere else.
How are everyone doing the lightstream rate beat approval especially when having them beat PFCU? Do you call them up and tell them to beat the PFCU website rate? or do you have to present the final loan amount that PFCU send you?