Thanks to everyone for the advice in this thread. I would have been happy enough with 2.49% (which I've seen a few places state, and my advisor state yesterday, was the current best/lowest offer Tesla had), but followed the advice here and emailed them to request a lower rate. Sure enough, I got a response in just under 2 hours (still fast enough, but I assume it's because I'm EST and emailed first thing this morning and they're PST so they weren't open yet) and my rate dropped to 2.14%. I see a few others have gotten even lower rates from Chase, but I'm fine with what I have currently and to avoid using Chase. Just my personal preference, but I've had some loans through them and had a few too many issues to want to give them any more money (not trying to disuade anyone from using them, this is strictly my own personal experiences that left a bad taste in my mouth).