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Had my renewal from Direct Line at £980. Last year was £450.
I have no claims in 23 years of driving, car kept on driveway and no convictions or points. No change to policy at all and its jumped more than 50%. Is this normal? even the compare sites are the same.
I have no claims in 23 years of driving, car kept on driveway and no convictions or points. No change to policy at all and its jumped more than 50%. Is this normal? even the compare sites are the same.
I'm with Churchill, and my renewal is £417, up from £242 last year. No claims, no offences, no changes. Accepted it as comparison sites were showing £580+
Swings & roundabouts - last year's price I got down from £368, & it's still a very good price (M3LR) so taking it on the chin.....
Swings & roundabouts - last year's price I got down from £368, & it's still a very good price (M3LR) so taking it on the chin.....
Do you know why all insurers have their premiums surging at ridiculous levels, doubling or even tripling?
Because they can.
Because they can.
Jason71
Well-Known Member
in their defence ( and I can't believe I am defending them) profits don't seem to be up based on what I read so the increase are covering increased costs
Mate of mine had a minor scratch on his Tesla, went through insurance as it was non-fault.
Couldn't believe what the (few Tesla approved)garages are charging for just a respray (hint: they're replacing the whole bumper for no obvious reason) and keeping the car one whole week for that, so with a replacement vehicle paid for by them too during that time..
That's how a couple hundred quids repair turns out into a £2-3k one once the garage knows it's an insurance job... and once the insurer is told it's a Tesla they get scared and won't really challenge the quote, probably due to a lack of experts
I definitely believe costs are raking high for them based on that...
Drew57
Active ember
Non fault with my original Model 3 in 2021 & a new door outer skin with matching respray on the lower sill via a Tesla approved body shop. Churchill 'arranged' for the third party insurers courtesy car to be a brand new black iPace HSE Special Edition for the two weeks of the repair even though I would have been happy with an eCorsa or Zoe. They told me "not to worry, the other party is paying"
The saving grace was that Tesla actually had the door skin in stock in the UK at the time, probably among the unicorn inventory so two weeks kept the overall cost 'down' to ~£10k
The saving grace was that Tesla actually had the door skin in stock in the UK at the time, probably among the unicorn inventory so two weeks kept the overall cost 'down' to ~£10k
Billbrown1982
TM3 LR 2021 | Red | FSD
Nothing new there. Ever since I first started driving if you went to a bodyshop to get a repair quote the first question would be private or insurance.
Insurance very often added a 0.
These days they just have to be sneakier about it.
Yep.... Or you just get two high quotes and take the insurance route.
Unless you know (or know someone that does know) someone good that will do a cash job, thats very much what you are left with.
However, it will be done when they can fit it in and you won't get a courtesy car.