I agree with everything you wrote except for the bolded sentence. That situation would be harmless, and the pool would not be energized, because there isn't a complete path from - to +.We have 14+ years of hybrid cars on the road with high voltage batteries and no incidents of this ever occurring.
That's because electricity doesn't work that way. Even if the battery terminals were active (which they won't be without the 12V line present) any current that came out of the positive terminal would go through the water and directly back into the negative terminal through the shortest path possible - the water directly between the terminals. The only way it could energize the pool would be if the positive terminal was submerged, exposed, and energized and the negative terminal was not. A highly unlikely situation.
Also, water, particularly fresh rainwater (essentially distilled water) is not a good conductor of electricity. So any energizing of the pool would only be a very short distance from the battery terminals.
Good article on the subject:
New Vehicle Technology Awareness for Public Safety Divers
On dry land (not standing in a puddle with a partially submerged battery with one terminal underwater), you could grab one of the terminals of an EV's HV battery and you'd be completely unharmed. Touch the second and complete the circuit though, and you'd be in a world of hurt.
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