I am trying to do a insurance comparison against covered. I called Ameriprise and they quoted me $1200 per 6 months. I can add GAP Insurance for additional $42 per year. Deductible is $500.00 The coverage is 100/300 Bodily Injury 100 property damage 5k medical expense 100/300 uninsured motorist 100/300 Collison & Comprehensive That is already discounted for multi-car, Costco, good driving record, etc., What is your insurance charging you and what is your coverage? BTW: That quote was based upon the gave them a mileage of 30 miles per day for 4 days a week.