With SDG&E we do get totally screwed. At one time, with my first EV(Leaf) I was paying $0.06/kw. I basically drove my leased car for free. But with rate increase to $0.21/kw, I expect to save only $20-$30/month (with gas price around $3/gallon).
If you are planning on getting solar to charge your EV, you might want to see what's your top tier. If you are hitting Tier-3, you are might be better of using solar for just the home portion and use a second meter to charge your car. As per my calculations, about 1,000 miles/month on M3 with EV-TOU rates would cost me about $60/month. On the other hand solar on the house saves me several hundred every month. But I was heavy on Tier-3 and was using more than 1000KW/month... without the car.
So you need to look at both EV-TOU and EV-TOU2 options. If you talk to an honest solar company, they should be able to tell you which option works best for you.
EV Rates | San Diego Gas & Electric