Best compromise is to buy the 14-50 adapter for the mobile charger, and have the electrician install a 240V 50A circuit with a 14-50 outlet. Charging rate is a bit less than the hard-wired wall charger (32A vs 40A), but is still enough to recharge from 0 overnight. It saves you $500 for the wall charger. Bonus is that hubby can use it for other things like a welder or air compressor when not charging...
You will NOT be happy with 120V charging on a long-term basis. The 14-50 adapter gives you about 30 mi of added range per hour of charging at that 32A rate (30 mi/hr in Teslaspeak); the 120V adapter will only give you 4-5 mi/hr. As far as the electric company is concerned, a watt-hour is a watt-hour, regardless of if it is delivered at 120V or 240V. However, there is relatively less overhead (electricity going to fans, pumps, and heaters for the battery) when charging at 240V, so it is also WAY more efficient. Also, you may (read "WILL") not complete the charging during the off-peak time with the 120V charger...