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I already accepted Wells Fargo's 2.49% when I came across this post too. I still contacted Tesla and asked if could check to see if I qualified for a better rate and I got approved a little while later with Chase at 2.24%.Dang, I found out this post after accepted the 2.49% with Wells Fargo through Tesla was asked to put more than 20k down (because my debt/income ratio is high)... Not sure if Tesla could help me get a lower rate from other banks... I wanna cry
You had a quote from Navy Fed for 2.19%, and then got a quote from Chase for 2.29%? Your post made it sound like you went with Chase? If that's true, why? If you went with Navy Fed, I get it. Thanks!Thanks to the folks here. Was approved through Tesla for 2.49% 60 Months with Wells Fargo. Emailed
[email protected] as mentioned earlier and asked for a lower rate to match my credit union (Navy Fed) at 2.19%. They said they can try another lender but will be unable to say for sure that it would be possible. Within 20 minutes i got an offer through Chase for 2.29% for 60 Months. All it took was asking! Thanks for the tip and excited to part of the community.
If approved by Tesla for a 2.49% for 72 mo.how can I go about requesting a lower rate ? Would I just email asking Tesla Financing for a lower rate without proof that I actually qualify for a lower rate ? Or Would I have to shop around for other loans first? I’m a hesitant to do two hard pulls on my credit score.
If approved by Tesla for a 2.49% for 72 mo.how can I go about requesting a lower rate ? Would I just email asking Tesla Financing for a lower rate without proof that I actually qualify for a lower rate ? Or Would I have to shop around for other loans first? I’m a hesitant to do two hard pulls on my credit score.
As shared earlier, just ask, in my case, I simply asked them to give a better rate, I asked them to try BofA, but they came back with the quote from Chase, as they don’t use BofA. That’s all.
Multiple hard inquiries in a short period will be counted as one, you can Google it and you will find a lot of information about that.
Anyone know if they reply on Sunday?... I just got a text for a home delivery on 12/2, and trying to see if I can get better lower rate. All you need is the RN number correct?
I did go with Chase because Tesla handled the paperwork. The amount of interest saved by doing legwork to go through NFCU was negligible then chase based on the amount I was financing.You had a quote from Navy Fed for 2.19%, and then got a quote from Chase for 2.29%? Your post made it sound like you went with Chase? If that's true, why? If you went with Navy Fed, I get it. Thanks!