Shop for rates!
I applied with Tesla last week, and initially got approved for 2.49% for 72 months with Wells Fargo. I immediately emailed them to ask for a better rate, and they came back at 2.34% for 72 months with JP Morgan Chase. I waited until today, and emailed them again, and they came back at 2.19% with BMO Harris Bank. My credit union is offering a .25% rate beat. I sent them what Tesla offered me, and now my credit union is offering me 1.94% for 72 months. Ultimately, I'm going with my credit union, but it pays off to shop for rates! I went from 2.49% - 1.94% within a week.
Partners FCU – Partners Federal Credit Union
To become a member, you must meet one of the following criteria:
- I am a Disney Cast Member, Employee, Imagineer, or a Retiree of The Walt Disney Company or a PFCU Member.
- I am an employee of an Operating Participant.
- I am a household member/related to a Cast Member of The Walt Disney Company.
- I am a Partners Federal Credit Union employee.