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Car Insurance Options
- Thread starter raffdog
- Start date
Here's my Suncorp policy Tesla MYLR for 77y.o. male with no accident history, include glass replacement and hire car for any event.
Simple answer is check them all, every year.
Some repair times I've seen quoted in FB probably don't help matters. Plus it seems Tesla is attracting the fast car crowd in some places.
Some repair times I've seen quoted in FB probably don't help matters. Plus it seems Tesla is attracting the fast car crowd in some places.
e-enthusiast30
Member
considered them but they recalculate the premium every month so it could change on a regular basis.
I've shopped around many times for mine because each year it becomes more painful when the renewal arrives, sadly I've either run into not going to cover it to more expensive than who I'm with.
Someone mentioned Rollin insurance, here's an example of the pain I am faced with, this was their quote.
Car is garaged, less than 10,000kms per year, zero claims, over 50 driver and they still want $4,300 a year!
I did quiz my current insurance company on the last renewal why it went up so much (I have a Model-S), the short answer was they are VERY expensive cars to repair (even basic damage fixes), parts supply is a problem therefore insurance provided loan cars are needed for long periods even though I don't have the loan car option, WTF!
So unfortunately it's one of those things, even though your own situation is low risk from an insurance perspective that is not really taken into account, instead they just look at averages from your suburb, driver profile and vehicle type and the sins of others.
Someone mentioned Rollin insurance, here's an example of the pain I am faced with, this was their quote.
Car is garaged, less than 10,000kms per year, zero claims, over 50 driver and they still want $4,300 a year!
I did quiz my current insurance company on the last renewal why it went up so much (I have a Model-S), the short answer was they are VERY expensive cars to repair (even basic damage fixes), parts supply is a problem therefore insurance provided loan cars are needed for long periods even though I don't have the loan car option, WTF!
So unfortunately it's one of those things, even though your own situation is low risk from an insurance perspective that is not really taken into account, instead they just look at averages from your suburb, driver profile and vehicle type and the sins of others.
If it makes you feel any better:
www.drive.com.au
"As for insuring the i5 eDrive 40, our insurer quoted $5570 based on a comparative quote for a 35-year-old male living in Chatswood, NSW."
2024 BMW i5 review: Australian first drive
The BMW 5 Series get reinvented for the electric age with the introduction of the i5 in Australia.
www.drive.com.au
"As for insuring the i5 eDrive 40, our insurer quoted $5570 based on a comparative quote for a 35-year-old male living in Chatswood, NSW."
I found MBinsurance via my broker to be the most competative for model S recently. it was a couple of months ago so who knows if they still are.
My merc eqe is insured for 3 times the value of my model s. Same garage, same two drivers, same insurance company via the same broker with renewal 1 month apart. The eqe has more power and unlike the 4.5 year old S is a new for old policy. The eqe is $20 cheaper per annum. I can only assume that it is therefore a problem of tesla’s own making.If it makes you feel any better:
2024 BMW i5 review: Australian first drive
The BMW 5 Series get reinvented for the electric age with the introduction of the i5 in Australia.
"As for insuring the i5 eDrive 40, our insurer quoted $5570 based on a comparative quote for a 35-year-old male living in Chatswood, NSW."
raynewman
Active Member
I would love to see the breakdown of those policies.
$800 is unheard of for a Tesla, let alone one in Brisbane.
raynewman
Active Member
Vehicle Excess From km PA Agreed Premium PA
2015 S 85 $1500 Mar 23 10-15k $65000 $890.37
2020 3 LR $1500 Sep 23 10-15k $69600 $879.62
2023 Y RW $1500 Aug 23 10-15k $68600 $808.50
I am in the Sunshine coast hinterland and in my 70s.
All vehicles have glass covered with no excess.
All owned from new.
raynewman
Active Member
With that many cars, don't need many km each.
Used to be much more when I only had the S.
raynewman
Active Member
True - that's obviously not the case but it makes a good story.
Alliance or Allianz? Geniune question because I will make some inquiries.
My enquiry quote with Allianz was $3,745 per year, 2017 P100D, always garaged, limited kms, no claims etc so you have done very well if that is the same company.
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raynewman
Active Member
Allianz - I can't spell. Every year I re-quote as they all put the prices up. Also, I think the 'P' frightens them.
