Cool story, but I think people should learn to use their own insurance company and not deal with the third party on expensive repairs like these.
Agreed. My insurance carrier has way better (and way more) lawyers than I do. Let them do the hard work and advocate for you. You don’t give up your rights doing so, but have an extra team of lawyers at the ready.
On a slightly different note ... since it seems we have a bunch of legal beagles here:
Not Tesla related (except that my wife’s now driving my Model 3...) but, we’re now into our 3rd month waiting for repairs to her Buick Enclave after a deer hit. Because it was an animal and not another vehicle or object, it’s considered a comprehensive claim.
Vehicle ACV is ~$32k; the total loss threshold is about $26k per the adjuster. Repair estimate is a little north of $16k.
This means, unfortunately, it’s being repaired.
Problem is, post-accident with airbag deployment, the vehicle value is only about $20-22k. I’ve checked trade in values with several places and all are in that range. Vroom online was $15k as the outlier.
I’m taking a huge hit on value - at least $10k - and it seems there’s not a damn thing I can do about it. Diminished Value claim is not an option, because this is a comprehensive claim.
Anyone better versed in this than I am have any suggestions? Or am I just stuck taking it in the shorts here? It just seems ridiculous that the vehicle is worth a bunch more in its damaged state than after being repaired. That feels so wrong.