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Delivery scheduled tomorrow, Still waiting for Lightstream rate beat! Do I have time?

Discussion in 'Model 3: Ordering, Production, Delivery' started by JAUSA, Aug 15, 2018.

  1. JAUSA

    JAUSA Member

    Joined:
    Jan 11, 2018
    Messages:
    14
    Location:
    Menlo Park
    Hi,

    I have delivery scheduled for tomorrow afternoon in Fremont.

    I’m loan approved by Lightstream but I submitted a rate beat yesterday and I haven’t heard anything yet. I’m getting scared that they will not approved the rate beat on time or maybe they won’t have time to transfer the funds by tomorrow afternoon.

    I’m thinking I should just go with my CU and forget about Lightstream rate beat.

    Until when is reasonable to wait for them to approve the rate beat? Could somebody give me a good estimate? I don’t want to miss the delivery because I don’t have funds or a check from my CU.

    Thanks.
     
  2. Zidarich

    Zidarich Member

    Joined:
    Jul 27, 2018
    Messages:
    41
    Location:
    New Jersey
    LightStream matched my rate within two hours of me sending it their way, so I’d reach back out to them again immediately.

    They will direct deposit the money into the bank account of your choice, but if you need it today for tomorrow, I believe they’ll have to wire transfer it, which can come with a fee.

    Depending if it’s past 5PM where you live, you may still be able to get the money tomorrow.
     
  3. ck867

    ck867 Member

    Joined:
    Aug 14, 2018
    Messages:
    51
    Location:
    Sacramento
    I email Lightspeed yesterday and today also with no response. I read that they are typically fast so I don’t know why the slow response.
     
  4. SoCalGuy

    SoCalGuy Active Member

    Joined:
    Apr 22, 2012
    Messages:
    1,135
    Location:
    So Cal & New York, NY
    Best to just call them
     
  5. ck867

    ck867 Member

    Joined:
    Aug 14, 2018
    Messages:
    51
    Location:
    Sacramento
    I don't see a phone # on their website. Anybody know it?
     
  6. Picaflora

    Picaflora Member

    Joined:
    Jul 17, 2018
    Messages:
    29
    Location:
    Roanoke VA
    Try (866) 635-1330

    It was in small print at the bottom of my account screen.
     
  7. ck867

    ck867 Member

    Joined:
    Aug 14, 2018
    Messages:
    51
    Location:
    Sacramento
    Thank you. This worked!

    FYI...Lightstream is not receiving my emails from a hotmail account. I had to forward my email to my gmail account and then send for them to receive it.
     
    • Informative x 1
    • Like x 1
  8. voip-ninja

    voip-ninja Give me some sugar baby

    Joined:
    Mar 15, 2012
    Messages:
    2,713
    Location:
    Colorado
    Hotmail. LOL. The 90's called, they want their hotmail account back.

    J/K. Enjoy your new car.
     
    • Funny x 2
  9. ck867

    ck867 Member

    Joined:
    Aug 14, 2018
    Messages:
    51
    Location:
    Sacramento
    I do get made fun of for maintaining this email address but I can't find myself letting it go. I'm in too deep...lol.
     
  10. CuriousM3

    CuriousM3 Member

    Joined:
    Apr 17, 2018
    Messages:
    188
    Location:
    Los Angeles
    So was it funded in 24 hours?
     
  11. JAUSA

    JAUSA Member

    Joined:
    Jan 11, 2018
    Messages:
    14
    Location:
    Menlo Park
    So I got the approval email and rate beat like half an hour after I posted my original post.

    I quickly went ahead and finished all the online documentation.
    I had to use next day wire to transfer the funds (what really turned into same day wire), otherwise I had to pick Friday to get the funds delivered.
    This morning (Thursday) Lightstream sent me an email around 9ish saying that they initiated the transfer and in about a little more than one hour I could see the funds in my account. Then I went to the bank and got a cashier check.

    Now the fun part... about 50 minutes before the delivery today, they called me from the delivery center and they told me that they pulled me off of schedule due that the car had "paint chips sprayed with a clear coat on the Right Rear Quarter Panel." And that it's going to take about a week to fix it!!

    After making everything happen in the last day, even at a cost (wire transfer vs regular transfer) now they tell me this. It's really frustrating. Not only that but I had asked this morning for time off at work, arranged babysitter to stay with kids, etc. Couldn't they have reviewed the car in advance? I was in my way there when they called me! And I'm also doing a trade-in, not sure how this delay will affect it.

    :(:(:(
     
  12. ck867

    ck867 Member

    Joined:
    Aug 14, 2018
    Messages:
    51
    Location:
    Sacramento
    I'm concerned this will happen to me. I'm scheduled for this Saturday. I had funds wired to me today.
     
  13. NuclearPowered

    Joined:
    May 17, 2012
    Messages:
    547
    Location:
    USA

    Welcome to the club... you should read the AWD deliveries thread.
     
  14. CuriousM3

    CuriousM3 Member

    Joined:
    Apr 17, 2018
    Messages:
    188
    Location:
    Los Angeles
    Yeah it’s happened to a few of us, I got my funding ready and secured , and the day before it was cancelled and I had to call the CU to pull the check and not mail it in since I was getting reassigned a new VIN which invalidated the loan, but the only up side was $130 savings now going thru LightStreams beat the rate
     

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