Direct Line Renewal ££££

[Phil1710]

Hi all

Iv'e just had my insurance renewal through from Direct line and wanted to check if anyone else has seen the same increase.

Model S Performance 69 plate 20k miles per year

Last years Cost £840
This year Costs £1298

This looks like a big increase

Does anyone know of any other competitive insurers, I've tried Gocompare and the quotes are ridiculous

thanks in advance

 

[Adopado]

Have you tried Churchill? Mine went up £9 at renewal ...

 

[tonyj01]

My renewal is due for both cars. DL had risen around 30%, got a better quote from LV.

However, I tried DL as a new customer, and guess what, price quoted was less than this year.

They must make more more by depending on inertia, some people must not be bothered what it costs [or can't be bothered to shop around], and they know it.

Regards,

Tony

 

[Thunderbird1]

Hi all

Iv'e just had my insurance renewal through from Direct line and wanted to check if anyone else has seen the same increase.

Model S Performance 69 plate 20k miles per year

Last years Cost £840
This year Costs £1298

This looks like a big increase

Does anyone know of any other competitive insurers, I've tried Gocompare and the quotes are ridiculous

thanks in advance

Try confused.com they are usually cheaper than other comparison sites I find

 

[Scan Man]

My renewal is due for both cars. DL had risen around 30%, got a better quote from LV.

However, I tried DL as a new customer, and guess what, price quoted was less than this year.

They must make more more by depending on inertia, some people must not be bothered what it costs [or can't be bothered to shop around], and they know it.

Regards,

Tony

Exactly this, they rely on people just auto renewing. Every year the renewal quote is far higher for existing customers that's why you need to shop around each year. For the past 10 - 15 years or so, I've flipped backwards and forwards between insurance companies, mainly LV and DL.New customer quotes are always lower than existing customer quotes.

 

[Jeeves]

Price hike from existing insurer appears to be standard practice, but that looks like yours just doesn’t fancy keeping customers with your profile.

Coincidentally, I just had mine through from LV. It rose by 12% from £772 to £865 which I thought wasn’t too bad. I did a search on a comparison site and got offered £678 with Churchill. All the other prices on that search were up around the figures you were quoted.

 

[Jason71]

Have you tried Churchill? Mine went up £9 at renewal ...

arent they the same company as DL?

 

[Jason71]

Hi all

Iv'e just had my insurance renewal through from Direct line and wanted to check if anyone else has seen the same increase.

Model S Performance 69 plate 20k miles per year

Last years Cost £840
This year Costs £1298

This looks like a big increase

Does anyone know of any other competitive insurers, I've tried Gocompare and the quotes are ridiculous

thanks in advance

Insurers put it up every year as far as I can tell though that is a particularly big one.
I usually get a few quotes from money supermarket then ring my insurer and magically they are able to bring it down just below the best quotes I have had every single time.

 

[Phil1710]

Thank you , I've just tried LV and they have Quoted £870
the excess is also only £300 compared to £500 with DL

thanks for your help

 

[AMP_it_up]

Try LV, they worked for me on a M3P. In fact so cheap I didn't bother looking elsewhere

 

[ArunG]

I had a similar experience with DL for my 2019 MS100D at renewal despite an extra year's NCB being awarded. I used MoneySupermarket for comparison and saved £300 going with Admiral

 

[MOBB]

My M3P went from £340 to £360 this year with LV

Way cheaper than I thought it would be

 

[Yev000]

Mine went from 800 to 700 with LV.... Then I called them and got it down to 550 by adding my spouse....

Just need to keep the fact that she can drive my car under a lid now...

 

[Alistairuk]

arent they the same company as DL?

They are but Churchill seem to come up cheaper for most people than direct line - My m3 Sr+ is only £290 with Churchill, direct line wanted £380. (Although Churchill’s mandatory excess is £50 higher than direct lines).

Also if you call Churchill and add “autopilot” it takes around £40 off the quote price.

 

[Epico]

Have been with LV this year, their renewal was £538 (up from £471).
Churchill's quote (through confused) was £376 with £100 more excess, so even if I have to make a claim I'm still up on the deal...just goes to shop that shopping around can make a big difference!

 

[Bluebell]

Just had my DL renewal offer.
Last year - £347.20
This year - £346.08
I will probably take it and not bother with confused.com.

 

[Bradders]

They are but Churchill seem to come up cheaper for most people than direct line - My m3 Sr+ is only £290 with Churchill, direct line wanted £380. (Although Churchill’s mandatory excess is £50 higher than direct lines).

Also if you call Churchill and add “autopilot” it takes around £40 off the quote price.

I added the autopilot with Churchill today and the lady seemed to struggle at first to find it in the mods list, it’s apparently there as ‘Tesla Autopilot’ not just ‘Autopilot’ if they are claiming they can’t find anything!

 

[GRiLLA]

My renewal on Churchill was about £30 less than last year, and about half of the new price from LV.

It's disturbing and confusing.

 

[LongRanger]

Have always found Admiral multi-car very good, and loads on here have found Churchill very good recently.

For the first time ever, I have a new car and haven’t had to think about insurance (fleet COI).

 

[Obliter8]

LV was far cheaper last year but the renewal for M3P plus Zoe has gone up by 10% to £970. Will look at Churchill