It doesn't take much energy to warm up the charging cables - in the range of tens of Watts will do it if sustained across hours. Do not worry about a warm cable wasting heat. It is certainly made up for by the reduction in charging overhead due to a shorter charging time.
But I would worry if the breaker gets more than a handful of degrees over ambient. Warm is okay, hot is not. It indicates a poor connection, and those tend to get worse across time rather than better.