If driving on AP between 70 and 80 it is trivially easy to exceed 90 MPH when pressing the throttle to overtake. I don't intend to drive more than 90 MPH, highway here is 70 MPH and I typically set TACC at 75 MPH, but on the few occasions when I have needed to pass something (e.g. someone coming quickly down an on-ramp, traffic needing to move over, I choose to accelerate to create space) the 90 MPH AP cutoff alarm has taken me by surprise (because I had not intended to speed up by very much, and it was achieved so quickly), so IMHO "easily done, even if rarely and not intentional". The "punishment" does not fit the crime ... in particular as I now need to be careful not to exceed 90 MPH if I speed up - which will involve taking my eyes off the road to watch the speedo, just at a time when concentration on the road is likely to be needed.
The car will drive at more than 90 MPH, so just turn off AP, no need to force the driver to stop on the shoulder (far more dangerous, but the likely consequence) to reset it.
The whole "not in the DOCs" thing is absolutely appalling. All sorts of things change that take me by surprise the first time I encounter them, and sooner or later one of those changes is going to turn out to be critical.