I agree with your conclusions, although I do find the Spotify interface rather clunky. I just think £120 a year is a lot to pay for pretty coloured maps.Well in my staycation road trip to Scotland I have tested a week with and week without the premium connectivity features to help decide if I will pay from next month. Two specific factors are leading me to think that I will pay up for at least some of the time:
1) In my experience Music quality from the on board Spotify account is considerably better than when playing music via my phone over Bluetooth (using my Apple Music sub). Perhaps it’s tuned / optimised to use the speakers better? I’m not sure but the quality difference was significant.
2) I appear to be so used to the satellite imagery on sat nav that switching it off dulls the experience down considerably. I much prefer it with the satellite mapping.
Is that worth £9.99 per month? Probably not given the mileage I’m doing right now. I may choose to opt in on a month by month basis when doing longer road trips for holidays etc. Good that we have that flexibility rather than having to sign up for a committed period.
The only problem I see with dipping in and out on a month by month basis is cancelling. AFAIK although you can subscribe easily on the app or in the car, cancelling requires contacting customer services. And we all know how that goes...