To clarify within the walls is not common area the feed wire to his sub panel is ...I will defer to OP but that is typical in most HOAs that have a shared main panel ..to do work on a sub panel typically needs HOA approval
After talking to my "cool" board member a few minutes ago, neither me nor him are totally clear on what's common and what's not. He seems to think the HOA doesn't own the shared panel, but anything "shared" leads me to believe I'm not the only player involved.
In this case, the building consists of four side-by-side, two-story townhomes, arranged in a 1-2-3-4 configuration. Nobody above or below. I'm in unit "2". The main, shared panel is located on the outer wall to the right of unit "4". That means the feed line between the main panel and my garage subpanel goes through the walls of units 3 and 4 before it gets to mine. If that wire isn't big enough then there's literally no way I can upgrade the 70A breaker on the shared panel to anything higher without spending literally thousands of dollars to run the new wire and re-do drywall, texture and paint in units 3-4 (and my own). It could be done right - maybe - but why bother? It'd be easier for me to just sell the place and move somewhere else more friendly to EV ownership.