Insurance for M3 [Trying to start a mega thread]

[MrBadger]

Anyone insuring through price comparison websites, make sure they are insuring as a RHD car.Certainly up to last batch, only a limited number of insurers were quoting for true RHD cars, the others were quoting for LHD cars which was obviously wrong.

 

[Trevor EV]

Always remember to take a look at cashback sites for the likes of car insurance, sometimes in the past I have been able to get £100 cashback when taking out a new policy, I tend to use Quidco and have been for years, but there are others.

If you aren't already on Quidco, please use my link and we each get a Brucey bonus

Join Quidco Now!

I have been with Quidco pretty much since they started many years ago and my total cashback is currently £3,121.66, yes over 3 thousand, much of that is with Insurance policies, Broadband and Mobile phone contracts, as they are the big payouts. Just this week I got £150 cashback when taking out an ISA with Scottish Friendly

LV which a few have mentioned, currently offering £38 when a new policy taken out.

Is the premium or standard account you use. Also do you have to pay for the premium account?

 

[Trevor EV]

Ive just done a quote with LV and was quoted £1012 when Direct line was £550. Thats for the standrd range, age 63 9+ NCB

 

[freekie]

Also a shocker and hate car insurance! Best for me was Direct Line but still over £1k but another - think it was Admiral - quoted over £4K. I have the LR version. I also found that after 30 days had to requote and it had gone up £100-200 based on same information. Again location location - a lot of keyless thefts in Greater London ...

 

[SirRob]

I went with Admiral, £375 for a P+, 36 years old and full no-claims.

 

[zayn]

London seems to have the highest quotes around 1K , Churchill being the best option

 

[Lx2m3]

LV via GoCompare to get £250 off excess, then excess insurance to get remaining excess cover.
Get a quote as early as possible then make sure you save that reference, don’t make the mistake of applying again nearer the time you need it because the price will go up substantially, just refer to that quote when you have reg details.

 

[IanB]

Is the premium or standard account you use. Also do you have to pay for the premium account?

I have a premium account which costs £5 per year which is taken from my cashback account, doesn’t take long to get £5 in there.

I usually keep my credits in my account and then before Xmas get it transferred to an amazon voucher as you get a 2% bonus, then that pays for many Xmas presents, last year I think it was £760

 

[IanB]

Not always the case.

Do a quote before without using cashbacksites - Get the figures, then go via cashbacksite and check it's the same.

Did a few years ago and Admiral were paying £75 for a new car policy. However, they simply were charging £75 more when you clicked via the cashback site (Quidco) that if you went direct.

Always quote twice - NEVER trust cashback sites. (I've made thousands from Topcashback so I'm no knocking it but always check)

Yes good point, I usually shop around put it all in a spreadsheet and then go via Quidco, clearing cookies first of course, hate insurance renewal time as usually a days work

 

[KaraGUK]

LR AWD, 32yr, 25,000 miles, kept on drive, business cover for me, my husband (named driver) has commuting cover. Held my licence for 14 years, 9 years NCB which I have protected. Cheapest quote was LV £750 with a total excess of £800.

Which provider are you using to cover the excess?

 

[phillcom3]

hi all, I ythink if we are going to do a mega thread then
1: needs stikying
2: someone needs to trawl all the older threads and brig them in. there about 5 that I can think of ...I think.


on to the quwtion now.. so how do we get insurance when we have a reg number but its saying its still not recognised by the sites ?

 

[JCremonini]

hi all, I ythink if we are going to do a mega thread then
1: needs stikying
2: someone needs to trawl all the older threads and brig them in. there about 5 that I can think of ...I think.


on to the quwtion now.. so how do we get insurance when we have a reg number but its saying its still not recognised by the sites ?

Enter the car manually . When you find the quote you are happy with ring them up and finalise the registration number with them.

 

[Roy W.]

LR AWD, 32yr, 25,000 miles, kept on drive, business cover for me, my husband (named driver) has commuting cover. Held my licence for 14 years, 9 years NCB which I have protected. Cheapest quote was LV £750 with a total excess of £800.

Which provider are you using to cover the excess?

I’ve used these folks:

Car Excess Insurance | Save money vs. your add-on policy

 

[phillcom3]

just finalised 1580 ... chepest I could find thanks to only pasing my test at 36 in 2016 and then having a scarape on my car in jan this year :/

 

[IanB]

just finalised 1580 ... chepest I could find thanks to only pasing my test at 36 in 2016 and then having a scarape on my car in jan this year :/

OUCH!!!!!!!!!!!!!

 

[phillcom3]

OUCH!!!!!!!!!!!!!

26!! not 36 haha

 

[buzbe]

I went with Admiral, £375 for a P+, 36 years old and full no-claims.

I pretty much got the same as you... everyone else was 650+ though!

 

[Milky]

I went with DirectLine in the end to cover my SR+ I paid £630 for myself (29, 8y ncb) and my partner (24 4y ncb) They still have a discount for Autopilot too BTW so make sure you call them and say the car comes with Autopilot to get 5% off.

 

[IanB]

Always remember to take a look at cashback sites for the likes of car insurance, sometimes in the past I have been able to get £100 cashback when taking out a new policy, I tend to use Quidco and have been for years, but there are others.

If you aren't already on Quidco, please use my link and we each get a Brucey bonus

Join Quidco Now!

I have been with Quidco pretty much since they started many years ago and my total cashback is currently £3,121.66, yes over 3 thousand, much of that is with Insurance policies, Broadband and Mobile phone contracts, as they are the big payouts. Just this week I got £150 cashback when taking out an ISA with Scottish Friendly

LV which a few have mentioned, currently offering £38 when a new policy taken out.

I just need 5299 of you to join off my referral code, then I can buy my M3P

 

[khizrs]

My current car was with Direct Line so I just got a quote and it was <£500 everyone else was 1k or more.

I quite like Direct Line anyway so I am glad they offer good rates for the M3.