Insurance New Vehicle [2021 Megathread]

[BelfastEV]

I had a crash with 8k damage in March which means I’ve 0 years NCD . Getting a lack of quotes as a result . Performance Direct @ £1500…. Any ideas ???

Should also add I have 6 points in last five years although they will of dropped away next year.

Some better news . Had already tried Direct Line and was told online they couldn’t quote me. Tried Churchill even though it’s same application format and same company as DL. Quoted £1000 if pay in one lump sum so I’ve just gone ahead with that quote…

 

[LUXY]

Peugeot insurance still the cheapest for me. Will do some more shopping around today.

 

[LUXY]

Peugeot still working out the cheapest at 399 with Churchill coming in at 515 as second place (£116 difference)

 

[HenryT]

Peugeot still working out the cheapest at 399 with Churchill coming in at 515 as second place (£116 difference)

Same for me too - Peugeot £302 with protected NCB and Churchill £513. Just waiting for my Direct Line renewal price to arrive.

 

[JaseW]

Churchill is coming up quite cheap for me now, only £514 which is good for a London address. Weirdly £500 cheaper than a week ago. Maybe 20-25 days before seems to be the best time.

I’ve saved the quote (it lasts 30 days) and I just need to call them with the reg when I get it.

Those of you collecting end of this month it’s worth trying atm.

 

[Pink Duck]

Do let us know if they honour the price once they have the registration, or if they re-quote then with 1-day to go rate adjustment.

 

[Liquidv]

There was a big debate over the Tesla Owners Club UK on facebook regarding Peugeot insurance validity for Tesla's

 

[HenryT]

There was a big debate over the Tesla Owners Club UK on facebook regarding Peugeot insurance validity for Tesla's

Looks 'valid' enough to me.

From the Peugeot Insurance website;

PEUGEOT Insurance is underwritten by U K Insurance Limited.

From the UK Insurance Ltd website;

We are U K Insurance Limited ("we", "us" or "our") and you will know us by our brand names:

Churchill, Direct Line, Privilege and Green Flag.

 

[Liquidv]

Looks like they are all the same

• Peugeot
• Citroen
• Cyclist and Bicycle
• RBS
• Natwest
• Ulster Bank
• Coutts
• Confidas
• Mayday
• Yorkshire Bank
• Clydesdale Bank
• Lloyd Latchford
• Devitt
• Royal London
• Prudential
• Nationwide
• Sainsbury’s
• HSBC
• Zurich
• Virgin Money
• Audi
• Volkswagen
• Volkswagen Commercial Vehicle
• SEAT
• ŠKODA
• DS

 

[Katic1972]

Looks like they are all the same

• Peugeot
• Citroen
• Cyclist and Bicycle
• RBS
• Natwest
• Ulster Bank
• Coutts
• Confidas
• Mayday
• Yorkshire Bank
• Clydesdale Bank
• Lloyd Latchford
• Devitt
• Royal London
• Prudential
• Nationwide
• Sainsbury’s
• HSBC
• Zurich
• Virgin Money
• Audi
• Volkswagen
• Volkswagen Commercial Vehicle
• SEAT
• ŠKODA
• DS

There’s a report on the orders thread that Peugeot Insurance do not cover non Peugeot NEW cars. Any insurance will be invalid. This sounds bollocks to me but I’ve no reason to doubt the poster. Surely the insurance company would not sell insurance that they cannot underwrite. Anyone got Peugeot insurance care to call up and confirm if their insurance is ok?

 

[Liquidv]

There’s a report on the orders thread that Peugeot Insurance do not cover non Peugeot NEW cars. Any insurance will be invalid. This sounds bollocks to me but I’ve no reason to doubt the poster. Surely the insurance company would not sell insurance that they cannot underwrite. Anyone got Peugeot insurance care to call up and confirm if their insurance is ok?

That thread has become an absolute jungle lol

 

[Katic1972]

That thread has become an absolute jungle lol

It’s a little less civilised than others at times for sure.

 

[JaseW]

Do let us know if they honour the price once they have the registration, or if they re-quote then with 1-day to go rate adjustment.

They’ve said on the phone they will honour the price as long as the car description is correct. Let’s see

 

[realityagain]

I've been struggling to get (reasonable) quote for business car insurance on a M3P (likely due to my age, and I'm expecting business car insurance to be more anyway). Direct Line and most of the other typical providers either don't give me a quote, or give something ridiculous.

One of the only ones that's been reasonable is Peugeot insurance, but I see you can only apply once you have a reg number. I'm a little concerned due to seeing people say their cars weren't registered until the day of collection (or even not registered at that point!).
Has anyone had any experience with this? I'm due to collect on the 25th.

 

[kael13]

There’s a report on the orders thread that Peugeot Insurance do not cover non Peugeot NEW cars. Any insurance will be invalid. This sounds bollocks to me but I’ve no reason to doubt the poster. Surely the insurance company would not sell insurance that they cannot underwrite. Anyone got Peugeot insurance care to call up and confirm if their insurance is ok?

Surely that would be fraud. They specifically ask you the make/model when you get the quote.

 

[Katic1972]

Surely that would be fraud. They specifically ask you the make/model when you get the quote.

I agree. If you have a thirst for pain check out the chat in the orders and pending deliveries thread.

 

[Arran]

I've been struggling to get (reasonable) quote for business car insurance on a M3P (likely due to my age, and I'm expecting business car insurance to be more anyway). Direct Line and most of the other typical providers either don't give me a quote, or give something ridiculous.

One of the only ones that's been reasonable is Peugeot insurance, but I see you can only apply once you have a reg number. I'm a little concerned due to seeing people say their cars weren't registered until the day of collection (or even not registered at that point!).
Has anyone had any experience with this? I'm due to collect on the 25th.

Assuming you're under 25, the only insurer that gave me a reasonable quote was Churchill, going direct. Make sure to put 2 older parents as named drivers, otherwise Churchill wasn't willing to take me at all.

 

[Pink Duck]

It might even be worth getting 1-day insurance for the drive home then keep it off-road in order to use an insurance start date 23 days later to minimise cost.

 

[LUXY]

Now insured with Churchill. Pickup tomorrow.

 

[Adopado]

Do let us know if they honour the price once they have the registration, or if they re-quote then with 1-day to go rate adjustment.

The way Churchill works is to lock in the quote unless you go beyond the 30 days before you take it up… in which case they re-quote from that date.