RAC WA - SR+
up to 15k km/year
40 year old, only one recent claim but not at fault
agreed value of $82k
hire car after accident, no claim bonus protection
Premium $1047/year, excess $650
For me there's two things that are really attractive about this.
- As some who has worked with insurance companies (admittedly mostly housing insurance), the RAC generally treat their customers really well.
- According to the PDS, the hire car is unlimited until the car is repaired, or you settle (i'm guessing you just don't settle and they keep giving you a hire car till its fixed!?). Considering how long its taking people to get their Tesla's repaired, I believe this is a massive bonus.
Also be aware this is with a 5% discount for being a member for > 5 years.
This also includes a 25% "Low emissions discount", but every Tesla owner will be entitled to this.
If they're available outside WA (or if you live in WA) I'd recommend them. My car was written off last year (not at fault), and I had the money in my account within 6 days of the accident.