Dear Tesla Friends,
In March 2015, we took delivery on our Model S. Best car we've ever owned.
In March 2016, we put our deposit down on a Model 3.
Finally, in August 2018, we took delivery of our Model 3 as our second car. All electric family (after trading in our 'almost' all electric volt, during normal usage).
One mile off the lot, with 6 miles on the ODO, a driver who just spaced out for a moment rear ended us while we were stopped in traffic. ~30-40mph, no brake application on the other drivers part.
I feel like we might have the lowest mileage M3 to be in an accident, but of course that's hard to say.
Pictures of some of the damage is attached. We escaped with no major injuries (a little bruised from the seat belts, but no airbag deployment).
The person who hit us went to the hospital, they were pretty shaken up, but will probably be ok in the end (though their car and pocketbook may not be...).
I'm already gathering my wits and resources for the looming fight with insurance. This ended up affecting 4 vehicles (hers, ours, and 2 up from us due to the force of the impact). It's unclear what limits she may have on her policy, but if it's the minimum for the state, or even average for the state, she will likely run dry.
Things I am concerned about, and if folks have thoughts, suggestions, or better yet, experiences (bonus points for being in the state of Maryland), I'd love to hear them.
1: Diminished value - BRAND NEW CAR, will never get to drive it actually new. Unlikely to be totaled. If the at-fault driver doesn't have enough insurance, that means requesting them to pay directly, or suing if they don't.
2: Damage repair times... (tesla parts... eep)
3: Car rental times - this is, less of an issue because we do have another car, and I work from home. But I do have places to go at times during the day, meetings, etc. Logistics aren't an issue here, it's just having to pay out of pocket if the other drivers limits are low, and 'my' insurance company only covers 30 days.
4: Loss of Use claims?
Ultimately, the good thing is that everyone is ok (or should be, I really think the woman who hit us will be alright). The Model 3 handled everything like a champ. The impact was greatly absorbed by the rear bumper, just as it should have been. The front of our car beat the crap out of the van in front of us, and took minimal damage (a small bumper crack and hood scrape).
I'm sad, pissed off, a little stressed, and just defeated after waiting for so long only to have what should have been the end of a journey, turn into the beginning of another thing I have to deal with.
Solidarity and all that, and thanks for reading.
I wouldn’t be surprised that she was hypnotized by such beauty and wanted an up close and personal view.