DCU 65 months is 1.75% i believe with auto pay and EV discount.
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November Orders
- Thread starter daahlberg
- Start date
looks to be 1,99% up to 65 months today (showing 2.24% on webpage with autopay discount, then another 0.25% EV).
I got 1.99% on Saturday. This includes DD and EV discount.
History of my delivery for a ModelY LR MSM ordered Nov 25 2021:
June 22
July 22
May - June 22
Aug 22
Jun - July 22
Today Nov 22- Feb 23???
July 22
May - June 22
Aug 22
Jun - July 22
Today Nov 22- Feb 23???
canasion35
Active Member
Interested in the responses for this.....i have 3.24% rn with tesla but looking at others!
DCU 1.99% was the lowest I found. Application was straight forward. I followed this guide:
Ok. So do you or anyone else. Know how difficult it is to switch the financing to DCU? I’m in Texas. We don’t have our Tax TL included in our purchase. If I could get @ 2 or under 2%. Then It would be worth it to switch. 3% or a high 2.9 % Is only a $1000 over 5 years. Vs a 3.24% Really not worth my trouble. Also is there a membership fee for DCU?
Yes. -1.0 is worth the Switch. .25-.5 isn’t. In My opinion over a loan of 5 years. It’s less than $1500. 3.24 is pretty damn good right now. For not being a credit union chase and BOA are in the high 3% to 4%.
I guess I’m a little nervous. This is my first Tesla. I’m still use to haggling. Threatening to leave. Telling the Dealership. I’ll buy a ford. I don’t want your Toyota. 
. Maybe my next Tesla. Hopefully the CyberTruck. I will be a savy loan finder. I just applied for TDECU. They say the rate starts at 2.49%. I was always use to getting a low rate. Because of my Credit Score.
. Maybe my next Tesla. Hopefully the CyberTruck. I will be a savy loan finder. I just applied for TDECU. They say the rate starts at 2.49%. I was always use to getting a low rate. Because of my Credit Score.Isnt it 2.24 minus 0.5 for DD and minus 0.25 for EV? Unless the rates arent accurate? I havent applied yet , does anyone know how long the approval is good for?
Tesla gave me the same rate with Wells Fargo Auto. I received 2.49% from DCU which includes the EV discount. There is another .50% discount for direct deposit into the account which I have not decided whether I want to do.
Here is an old thread on DCU prior to some of the rate hikes:
BGOwner
Active Member
@Jones1 - congrats! My EDD is still sitting at 5/13-5/27. I've threatened to order a Suburu or Lexus EV, but I guess I'll try Audi Etron. Hoping the floodgates open tomorrow. No luck in getting a response from Tesla text today. Really hoping for a 5/13 delivery since I will be out of town all of next week.
I was supposed to take delivery last week and got charge ported!! My Tesla rep texted today that the part is scheduled to arrive tomorrow, fingers crossed that we can pick up tomorrow! I’m not holding my breath though haha at this point I’ve died 100s of times holding it.
I got a 1.9% with university federal credit union. Four year repayment. Definitely look at credit unions for the best rates.
k.alexander
Member
Got a text and an email tonight to schedule appointment to pick up the car. EDD has been 5/17-22 since shortly before getting the VIN assigned Friday night. Anyways 5/18-19-20 were available, picked the 18th.
I had called our local store on Saturday to ask a question about registration and payment and got a very nice guy on the phone. He started telling me how to change the registration name in the app and then just said, hey just email me your wife’s drivers license and I’ll do it for you here, it will be super easy for me. I was like, man, it’s so refreshing to get a human being to respond to you at Tesla - he laughed. Emailed him, he emailed back a few mins later.
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