Very good point. I hadn't considered this, as our main panel also has the utility meter integrated. I'm not sure if it would be practical for us to relocate our utility meter.
We don't tend to have frequent outages, but in the event of an unusual, extended outage, I'd want to be able to use some of our PV production to charge EVs for local or emergency driving. Perhaps it would make more sense, in that scenario, to use a mobile connector and charge from a 120V outlet at 16A. That would be less convenient, but it would avoid inadvertently draining the PowerWall if an EV is connected to the EVSE when the power goes out. Even with a draw of only 16A at 120V, a fully charged PowerWall 2 would be drained in seven hours (until it can be recharged via PV).
So maybe it wouldn't be a big deal to move the most important circuits into a subpanel.
Yes, it would be nice to be able to prioritize the backed up circuits, etc. It would be good to see Tesla address load shedding in an intelligent manner. However, in our case, I don't think we don't have enough outages to make this a big concern. So I'd probably opt to keep the complexity and cost down, and not worry about automatic load shedding.