Tesla insurance.

[outdoordawg]

I am seriously considering the Tesla insurance, but since they have access to all the data in the car, will they change the rates or influence a claim based on my driving habits?

 

[JulienW]

In Texas???? When did it become available in Texas and what other states has it rolled out to?

 

[2012MS85]

I am seriously considering the Tesla insurance, but since they have access to all the data in the car, will they change the rates or influence a claim based on my driving habits?

If they were smart, they would (risky driving = higher claims/losses).

 

[PianoAl]

If they were smart, they would (risky driving = higher claims/losses).

I would want a message on the display: "Your premium just went up $50!"

 

[Teedub21]

I inquired a couple months ago when Ameriprise raised my rates after having just quoted the policy a couple months before that. Tesla said their program wasn’t available in Washington yet. Wonder if they’re trying to branch out.

 

[LACALawyer]

I switched from Progressive because it was more coverage for 100 buck less.

 

[mreynolds767]

Curious though not that it matters since I am not in CA

if you own more than 1 car (including a non-Telsa) will Telsa insurance still quote and provide coverage for other makes?
If not they will have a tough time becoming serious in the market ; limiting themselves to high end customers that only own 1 car or only own Telsa’s

 

[Knightshade]

Tesla Insurance

Still only available in California according to tesla.com

 

[focher]

Curious though not that it matters since I am not in CA

if you own more than 1 car (including a non-Telsa) will Telsa insurance still quote and provide coverage for other makes?
If not they will have a tough time becoming serious in the market ; limiting themselves to high end customers that only own 1 car or only own Telsa’s

Yes, because California law requires it. However, you have to call them for the full quote on non-Tesla vehicles as the website doesn't support it.

 

[outdoordawg]

Yes, because California law requires it. However, you have to call them for the full quote on non-Tesla vehicles as the website doesn't support it.

Oops I did not see that! That's such a bleep!

 

[SaloonGoon]

I am seriously considering the Tesla insurance, but since they have access to all the data in the car, will they change the rates or influence a claim based on my driving habits?

I hope not. I drive a lot in Mexico

 

[Bet TSLA]

Curious though not that it matters since I am not in CA

if you own more than 1 car (including a non-Telsa) will Telsa insurance still quote and provide coverage for other makes?
If not they will have a tough time becoming serious in the market ; limiting themselves to high end customers that only own 1 car or only own Telsa’s

I moved my two Teslas from Geico to Tesla insurance. Geico still insures the other two hybrids.

 

[mreynolds767]

I moved my two Teslas from Geico to Tesla insurance. Geico still insures the other two hybrids.

Surprising it would not cost significantly more to maintain 2 polices each with 2 cars on it, rather than 1 policy for all 4 cars?

 

[Bet TSLA]

Surprising it would not cost significantly more to maintain 2 polices each with 2 cars on it, rather than 1 policy for all 4 cars?

The two cars that I left with Geico cost the same as before. The two Teslas cost less than Geico by a little. In addition my daughter who lives 50 miles away and has an at-fault accident on her record (she damaged our Model 3) can drive the Teslas when she visits. The other cars would cost much more to insure if I didn't explicitly exclude her.

 

[focher]

I finally checked when GEICO informed me they were going to jack my rates up. I'm saving about $1k per year with higher coverage (which my umbrella policy made me get). Still only available in California.

 

[Hkbruin]

I too just switched from Geico to Tesla Insurance. After my 6 month introductory rate, I was paying $248/mo with Geico. With the same coverage, I am only paying $150/mo with Tesla. It was a no brainer for me.

 

[schmluss]

Compared Tesla Insurance to the quote I got from Auto Club to add the Model 3 to our current policy. For the same coverage Tesla Insurance was only $16 per month less. Not worth worrying about service issues over.

 

[jmatero]

Can I ask what you selected for coverage and limits? San Jose, CA here. And I have excellent health insurance. Wondering if I may be over-insured?

Geico (which I have now) is quoting $640 for 6mos with:

• 100/300 Bodily Injury
• 100k Property Damage
• 1k deductibles
• Uninsured Motorist 100/300

 

[schmluss]

Can I ask what you selected for coverage and limits? San Jose, CA here. And I have excellent health insurance. Wondering if I may be over-insured?

Geico (which I have now) is quoting $640 for 6mos with:

• 100/300 Bodily Injury
• 100k Property Damage
• 1k deductibles
• Uninsured Motorist 100/300

Same coverage. Tesla was at $103 per month.

 

[SaloonGoon]

$120 here