I spoke to my Insurer, Direct Line, today @KendoNagasaki ... the only policy wording they spoke about related to towing a wheeled trailer, but they did confirm that a bike rack accessory was fine to use on the car and did not count as a modification.
However, they did state that the bike rack needed to be used properly and in accordance with the guidelines from Tesla, and they said that they would not determine this (though I suspect they might want to get involved in this determination if it came to a claim!)
So things do seem to hinge on whether the quote you found from the Tesla manual about conflicts between the manual and the Certificate of Conformity / Hitch Plate applies.
Unfortunately not much clearer than before![Frown :( :(](data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7)
However, they did state that the bike rack needed to be used properly and in accordance with the guidelines from Tesla, and they said that they would not determine this (though I suspect they might want to get involved in this determination if it came to a claim!)
So things do seem to hinge on whether the quote you found from the Tesla manual about conflicts between the manual and the Certificate of Conformity / Hitch Plate applies.
Unfortunately not much clearer than before