Discount Tire is a good place, and we usually have the insurance when we get new tires from them.
Only downside, the refund/replacement is for a prorated amount dependent upon how many miles you had on the tire.
Case and point. My wife blew out the tire on the Sequoia. They "credited" me about 50% towards a new tire because it had something like 25k miles on it.
Exactly one week later, she blew out the NEW tire (God only knows how she did that).
Discount Tire replaced that one totally free.
It is a good deal.