2016 Model S 45,600 refresh
We definitely need to take a closer look at the pricing for the shorter terms. It is a bit difficult to compete with those type of terms, however the longer terms give you more bang for your buck and cheaper. The 4 year and 50k X-Care term is cheaper than the ESA ($4,499 with "XcelerateTMC" referral vs $4,750) and half the deductible ($100 vs $200 per visit).
A few additional features with X-Care that you don't get with the ESA; Rental Reimbursement, Trip interruption, and ability to use vehicle for commercial/livery/rideshare (with surcharge).