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2024 Insurance Costs
- Thread starter yessuz
- Start date
Won't disagree. This is standard practice for classic and modified cars.
They could give me a £1 valuation in the hope I bump that valuation up and they increase the premium but the reality is that it that the £1 valuation has no bearing since values go up as we've seen and down.
Bottom line is that they have to put you back to where you were and that might work out in their favour or not but no odds to you if you have a right off accident.
Yep, exactly this.
You are probably hurting yourself financially by bumping up.thr valuation for an insurance quote.
The time to fight with them is in the event of an insurance write-off.
I went to war with my son's insurance company when his car was written off - rejecting their initial offer and demonstrating that similar cars (spec, mileage, age) were being advertised for rather more than they were offering.
They quickly relented and paid a fair market value.
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Admiral seems to be scooping a lot of Tesla business
Zilla91
Active Member
Isn't Admiral who always come up cheap but then expect you to list every option individually as a modification?
Not cheaper for us, quote for the X is £970, so some £300 more than Directline. On the Lexus is cheaper though, so will probably split the insurance this year.
I’ve also had some bad experiences with a non-fault claim from Admiral, they were very hard to deal with. Directline on the other hand were amazing when our X got written-off at 6 months old, if it had been with Admiral the claim would have been much more of a headache. So for me its if worth the hassle of saving about £100 on the Lexus insurance……
They managed to scoop mine. Cheapest on just about all comparison sites albeit some with a fair bit more commission than others. Paid £704 other than the £645 for the essential since this took a few privileges away such as European full coverage cover and driving other cars I believe.
Also are they still the only group that ask about speed awareness courses and bump up the premium as if you received points?
Edit:
All it says on the quote is:
Has not had any motoring offences,added to their driving licence record - in the last 5 years.
Include all offence codes that appear on the paper counterpart of the licence or have expired and have been removed but are still within the last 5 years. For Northern Ireland, you may need to use the nearest UK equivalent.
So it would specifically be something that is recorded as points.
But from reading around, it is apparently on the last page or something on MSE forums mention it - as I already have an existing policy with them I am not sure I can go that far through it
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Pink Duck
Active Member
What a difference a day makes, now most insurers are refusing to quote at all for me. Coincidentally the day after an MOT pass?
Or the magic of 24 days out? Who knows.
Or the magic of 24 days out? Who knows.
Zilla91
Active Member
Pink Duck
Active Member
Try DirectLine (not on comparison sites) via the Tesla referral link and perhaps call them to discuss with Tesla team for a percentage discount.
Starting to wonder if EUI Limited underwriter simply changed their position over Tesla overnight.
Starting to wonder if EUI Limited underwriter simply changed their position over Tesla overnight.
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Pagemakers
Active Member
I’m with Admiral. My 3P 2019 was £674 last year via Compare The Market. Renewal due next month.
3 weeks ago I refreshed my CTM quote and it came in at £624 - £50 less. Happy days.
Yesterday CTM sent me an email reminding me that my insurance is due next month and my quote is £1024!
I go to my 3 week old email and click the £674 link and indeed it’s now over £1000. How can it almost double in a month?
I go to the Admiral web portal. Renewal is £940
I decline. The website says, ok how about £801
I decline and it says we’d hate to see you go, how about £666
What a bloody waste of everybody’s time and effort. At least I could do it all online in a few minutes instead of the usual age on hold and then haggling with the agent.
Insurance really is like dealing with barrow boys nowadays.
3 weeks ago I refreshed my CTM quote and it came in at £624 - £50 less. Happy days.
Yesterday CTM sent me an email reminding me that my insurance is due next month and my quote is £1024!
I go to my 3 week old email and click the £674 link and indeed it’s now over £1000. How can it almost double in a month?
I go to the Admiral web portal. Renewal is £940
I decline. The website says, ok how about £801
I decline and it says we’d hate to see you go, how about £666
What a bloody waste of everybody’s time and effort. At least I could do it all online in a few minutes instead of the usual age on hold and then haggling with the agent.
Insurance really is like dealing with barrow boys nowadays.
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