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Alliant Credit Union 1.49% for 72 months
- Thread starter loganintx
- Start date
Yeah it doesn't matter if the money you bring to the table is from your trade-in or cash.
S100D
Member
I just got an email from my rep Danial Tovar from Alliant Credit Union: Alliant - An Online Credit Union for all your banking needs
I originally had a 1.99% 72 month loan with them for 100% financing of the configuration price for my X.
Daniel just told me that for all TESLAs they are now doing 1.49% for up to 72 months.
Very hard to beat that deal!!! I'd get on that if I were you
My DS was happy that I chose them in the beginning because she said they are very easy to work with and obviously understand the Tesla delivery process even for a state like Texas.
Logan, can you send me Danial Tovar's contact information. I am approved at United Heritage Credit Union for a 1.99% loan. Alliant had the same rate so I went with UHCU since I am a member there. With a lower rate at Alliant, I want to give them a call.
That post was all the way back in May. I don't think they are doing 1.49% right now. I got quoted 1.99% yesterday.
myblubu
Member
Don't know if you got Daniel's info yet, but I will PM it to you. He just helped me out with my MX.
myblubu
Member
Just PMed you the contact info.
He just helped me close my loan on a preowned MX in another state. Painless! And got me a rate discount for doing electronic payments.
I didn't know how the whole process would work with private owner in different state, etc. He explained everything from start to finish. Closed loan last night and he had the check FedEx overnight and I got it this morning at 9am. Impressed!
abikepeddler
Member
if you are a San Diego resident, Mission Federal Credit Union green lighted a 1.89%, 72 month loan. I put 20% down and the loan is locked in for up to 90 days so it buys you a beat of time while you await for delivery of your vehicle. They also allow for 3 months delayed first payment which is helpful during the holidays for some of us.
Finder
Member
Got the same deal myself this week - pretty painless process. Acceptance in less than 24 hours. Filled out the form, guy e-mailed me to ask if I accepted 72 months 1.74, 10% down, done. Note that tax is not wrapped into the loan - you need to pay the 10% down and full tax at delivery.
Confirmed the rate at 1.49% for 60 mo. The folks @ the Newberg branch are extremely responsive & helpful. 5 Stars so far for First Community Credit Union. Give them a call, they have been taking several Tesla inquires.
I got 1.74% for 72 months no down payment (but must pay tax at delivery) from TechCU just last week.
Process was easy, applied via phone, decision took a few days (they said it had to go through manager approval given > 100k).
Tesla Auto Financing - Tech CU
This website says 1.99%, but they are offering 1.74% to at least some people for some loans.
Need to open a TechCU savings account with $5.00 and pay $8 to join some online finance advice group to be eligible for TechCU membership, but that too wasn't a complicated.
Process was easy, applied via phone, decision took a few days (they said it had to go through manager approval given > 100k).
Tesla Auto Financing - Tech CU
This website says 1.99%, but they are offering 1.74% to at least some people for some loans.
Need to open a TechCU savings account with $5.00 and pay $8 to join some online finance advice group to be eligible for TechCU membership, but that too wasn't a complicated.
MX1028
Member
Please ping me his contact info as well. I have everything squared away with US BANK @1.74 for 72 but like to grab that 1.49 !
myblubu
Member
I wanted to mention that in some states Tesla doesn't collect "full tax" at delivery. In Colorado, for example, it seems they only charge state tax. County and local taxes are then paid at registration. Buyers should keep that in mind and budget accordingly.
myblubu
Member
They usually give a period of time the loan approval is good for, like 30 days. So you may want to check with you lender
ithinkmac
Member
Alliant uses Equifax, I lock my credit and had to unlock it both times we had them run it.
Hi, myblubu
May I also get Danial 's info? I've applied via Tesla Lending but they are giving me 2.49% via TD Bank, just want to try if I can get a better deal from Alliant.
Thanks!
