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It is important to clear up the whole proof of Alliant listed as an insured thing. I thought we had this covered, ignored a couple letters because I thought it was covered, all of a sudden get a letter that says they've purchased an insurance policy for me because they didn't have proof the car was insured. It had a fancy name and a fancier price - $11k/year! That got my attention. Had USAA e-mail, fax, and call them to clkear up and Alliant refunded the first installment (which was tacked on to my monthly bank draw). Caveat Emptor.
I got a kick out of that too. "No, I'll just ignore these letters saying they're going to take out an expensive policy for my car and charge me for it. I'm sure it's fine." ... later ... "WHAT?" :biggrin:That's standard practice. Your fault for ignoring the letters. I acted on the first letter I got on the day that I got it. Cleared it right up. I also had to priority mail them the title because Tesla got it wrong and incorrectly mailed it to me. The lienholder holds the titles in NJ...
Another plug for Digital Credit Union (dcu.org). They currently offer 1.24% on up to 65 months, with a 0.25% deduction for energy efficient cars (EPA avg MPG >=35), for 0.99%.
I have gotten conflicting info from them as to whether the discount can be applied to electric cars, but a user on the factory forums says they financed at 0.99%, for 65 months with 10% down through DCU.
http://www.teslamotors.com/forum/fo...sla-financing-or-your-own-outside-bank?page=2
As always, no financial interest in DCU, other than being a happy customer/member for 15+ years.