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No reason not to open the account now to ensure a smoother process when applying for the auto loan. Do not apply for a loan until you receive a VIN from Tesla. I agree, their explanation isn't clear. I had to talk to a Rep. to fully understand. Yes, they offer a 90-day grace period to setup the direct deposit to get the rate discount.I just placed an order for MY- when should I open account with DCU? do they have some kind of grace period before they can offer the discounted rate to me. (their explanation of "Plus" is not very clear)
That's great..I got approved from DCU when I was not a member and they give me 2.99% for 72 month. It is so hard to contact them to change the rate and term..
pm’ed you. I have not heard of 0.99% 48 month but personally would go with 1.24% 65/72Good thread but too many pages to read through it all so will ask...
Has anyone gone with the 0.99% 48 month DCU option and then had Tesla rate match that? All the posts seem to talk about rate matching 65 mo @ 1.24% in the form of 72 mo match by Tesla.
Also, I think my EDD is holding steady with early Sept - Mid Sept (05/28 OD) so I'll be needing a DCU referral code soon if someone can be so kind.
got it from another member. Thank you!PM’ed
Did you open the checking account on them?Become a member (takes a few minutes to setup - read this thread to see the best & cheapest way to do it) and once you have an account, you can call them and ask to move the terms to the 65-month loan that gives you 1.49% (which turns into 1.24% when you're buying an EV).
The biggest struggle with them is calling them during their business hours, as it's at least an hour wait on the phone. Or call them and use the call-back feature and they'll call you back within a couple of hours.
Just a regular Savings is the standard. Then you need checking for DD set up.Did you open the checking account on them?
Did you open the checking account on them?